Indian River County property record for 316 Eugenia Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,412 sqft · built 1980 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,500,000 (Jun 2026) |
| Tax Bill | $19,161 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-31-00007-0120-00002.0 |
| Primary APN | 32-40-31-00007-0120-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 3,116 sqft |
| 1st Floor Area | 2,412 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 120 ft deep x 125 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 316 EUGENIA RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | VEROMAR PLAT 1 PBI 1-88 BLK 12 LOTS 2 AND 3 TOGETHER WITH THE W HALF OF LOT 4 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 31 |
| Legal Subdivision | VEROMAR |
| Legal Block | 12 |
| Legal Lot Number | 2,3,4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 50505 |
Source: Indian River County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 9, 2026 | Warranty Deed, Transfer OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW |
| Nov 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| May 18, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Nov 1, 2022 · Amount on Record |
| Deed Document Number | 202627756 |
| Deed Book / Page | 3866 / 1534 |
| Prior Transfer Date | May 1, 2021 |
| Prior Transfer Doc | 0034230727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Document Number | 0000027756 |
| Book / Page | 3866 / 1534 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202627756 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,060,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 1, 2022 |
| Property Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Document Number | 0035810056 |
| Book / Page | 3581 / 56 |
| Map Reference | MB 1 PG 88 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 3120220064770 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 651201, VERO BEACH, FL 32965-1201 |
| Name | Verified Name |
|---|---|
| Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Document Number | 0000358158 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 3581/58 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 18, 2021 |
| Property Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Document Number | 0034230727 |
| Book / Page | 3423 / 727 |
| Map Reference | MB 1 PG 88 |
| Instrument Date | May 11, 2021 |
| Instrument | 3120210035932 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 28, 2017 |
| Property Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Document Number | 0030811528 |
| Book / Page | 3081 / 1528 |
| Map Reference | MB1 PG88 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 3120170074885 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,964.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 ESTUARY DR, 255, VERO BEACH, FL 32963-6202 |
| Name | Verified Name |
|---|---|
| Address | 316 EUGENIA RD, VERO BEACH, FL 32963-1537 |
| Investor | Possibly a Property Investor |
| Document Number | 3120170074886 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 3120170074886 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Undisclosed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,161.00 (+8.97%) Homeowner's exemption | $1,231,509 (+5.99%) | $1,332,509 (+14.68%) Land $699,125 Building $633,384 |
| 2023 | $17,583.00 (+184.61%) | $1,161,943 (+171.96%) Land $699,125 Building $462,818 | $1,161,943 (+48.32%) Land $699,125 Building $462,818 |
| 2022 | $6,178.00 | $427,243 | $783,428 Land $499,375 Building $284,053 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 200 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 603 units insured incl. 403 condo units |
| Nearby Flood Claims | 76 (1984–2024) |
| Claims Outside the SFHA | 41 of 76 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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