Indian River County property record for 425 Eugenia Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,670 sqft · built 1971 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,272,500 (Mar 2025) |
| Tax Bill | $12,022 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-40-31-00007-0150-00022.0 |
| Primary APN | 32-40-31-00007-0150-00022.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,237 sqft |
| 1st Floor Area | 1,670 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 472 sqft |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 425 EUGENIA RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | VEROMAR PLAT 1 PBI 1-88 BLK 15 LOTS 22 AND 23 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 31 |
| Legal Subdivision | VEROMAR |
| Legal Block | 15 |
| Legal Lot Number | 22,23 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 50505 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK |
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Dec 27, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC |
| Jan 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage ROSSI G & M L TR (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2025 · Amount on Record |
| Deed Sale | Mar 3, 2025 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 202510557 |
| Deed Book / Page | 3758 / 1749 |
| Prior Transfer Date | Dec 15, 2017 |
| Prior Transfer Doc | 0030810024 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 425 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031552033 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 3155/2033 |
| Instrument | 3120180062638 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 20, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 425 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TTL OF TREASURE COAST |
| Name | Verified Name |
|---|---|
| Address | 425 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Document Number | 0034700818 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 3470/818 |
| Instrument | 3120210069452 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 425 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Document Number | 0030810024 |
| Book / Page | 3081 / 0024 |
| Map Reference | MB1 PG88 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 3120170074488 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ELITE TITLE OF THE TREASURE |
| Amount | Amount Recorded |
|---|---|
| Tax | $880.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 643142, VERO BEACH, FL 32964-3142 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 643142, VERO BEACH, FL 32964-3142 |
| Document Number | 3120170074489 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 3120170074489 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 24, 2017 |
| Property Address | 425 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Document Number | 0029961541 |
| Book / Page | 002996 / 001541 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 4090 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TITLE TREASURE COAST INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,027.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 BANYAN RD VERO BEACH FL 329631601, VERO BEACH, FL 32963-1601 |
| Document Number | 29961543, |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 002996/001543 |
| Instrument | 4091 |
| Name | ROSSI G & M L TR (PT) |
|---|---|
| Address | 4420 NE 25TH AVE, LIGHTHOUSE POINT, FL 33064-7213 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 23, 2020 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,022.00 (+20.78%) | $781,910 (-3.41%) Land $559,300 Building $222,610 | $781,910 (-3.41%) Land $559,300 Building $222,610 |
| 2023 | $9,954.00 (+18.4%) | $809,519 (+30.35%) Land $559,300 Building $250,219 | $809,519 (+30.35%) Land $559,300 Building $250,219 |
| 2022 | $8,407.00 | $621,030 Land $399,500 Building $221,530 | $621,030 Land $399,500 Building $221,530 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 200 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 603 units insured incl. 403 condo units |
| Nearby Flood Claims | 76 (1984–2024) |
| Claims Outside the SFHA | 41 of 76 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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