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376 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 376 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,540 sqft · built 1976
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$625,000 (Mar 2020)
Tax Bill$10,207 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-40-31-00007-0120-00007.0

Property Details

APN / Parcel Number

Primary APN32-40-31-00007-0120-00007.0
Alternative APN
  • 58038

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,540 sqft Living Area
1st Floor Area2,540 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialMetal
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions120 ft deep x 125 ft wide
Garage Area912 sqft
DrivewayDriveway
Driveway Area1,296 sqft

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area319 sqft
Patio Area40 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number58038
Street Address376 EUGENIA RD
CityVERO BEACH
StateFL
Zip32963-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVEROMAR PLAT 1 PBI 1-88 BEING MORE PART DESC AS FOLL LOTS 7 & 8 BLK 12 TOGETHER WITH THE WEST 1/2 OF THAT PORTION OF
Legal Range40
Legal Township32
Legal Section31
Legal SubdivisionVEROMAR
Legal Block12
Legal Lot Number7-8 8
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1034
Census Tract50505

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address376 EUGENIA RD, VERO BEACH, FL 32963-1537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 5, 2020Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Jul 2, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2020 · Amount on Record
Deed SaleMar 5, 2020 · Amount on Record
Prior SaleJul 2, 2018 · Amount on Record
Deed Document Number3120200013350
Deed Book / Page3282 / 1183
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address376 EUGENIA RD, VERO BEACH, FL 32963-1537
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 EUGENIA RD, VERO BEACH, FL 32963-1537

Mortgage

Document Number0036571925
DateOct 24, 2023
Book Page3657/1925
Instrument3120230053438
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 27, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 5, 2020
Property Address376 EUGENIA RD, VERO BEACH, FL 32963-1537
Document Number0032821183
Book / Page3282 / 1183
Map ReferenceMB 1 PG 88
Instrument DateFeb 29, 2020
Instrument3120200013350
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3240 CARDINAL DR STE 200, 3240, VERO BEACH, FL 32963-4924

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 EUGENIA RD, VERO BEACH, FL 32963-1537

Mortgage

Document Number32821185
DateMar 5, 2020
Instrument3282/1185
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 2, 2018
Property Address376 EUGENIA RD, VERO BEACH, FL 32963-1537
Document Number0031292402
Book / Page003129 / 002402
Instrument DateJun 27, 2018
Instrument40682
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,445.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3240 CARDINAL DR #200 VERO BEACH FL 329634924, 200, VERO BEACH, FL 32963-4924

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,207.00 (+10.14%)$663,866 (+5.99%)$1,058,387 (+10.34%) Land $699,125 Building $359,262
2023$9,267.00 (+2.96%)$626,365 (+3%)$959,217 (+34.25%) Land $699,125 Building $260,092
2022$9,001.00$608,122$714,525 Land $499,375 Building $215,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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