316 E Main St, Westphalia, MI 48894 Property Records

Clinton County property record for 316 E Main St, Westphalia, MI 48894

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,704 sqft · built 1988
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-000-008-021-07`

Property Details

APN / Parcel Number

Primary APN	`161-000-008-021-07`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	167 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	800 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	316 E MAIN ST
City	WESTPHALIA
State	MI
Zip	48894-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	THE W 110 FT OF THE E 516 FT OF THE N 167 FT OF LOT 21, BLK 8, WESTPHALIA AMENDED PLAT IV VILLAGE OF WESTPHALIA.
Legal Subdivision	WESTPHALIA AMENDED PLAT IV
Legal Block	8
Legal Lot Number	21
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1043
Census Tract	10400

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 432, WESTPHALIA, MI 48894-0432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, DENALI T&E RIDGESTONE AGCY L
Oct 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 13, 2017	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 12, 2021
Transfer Doc	5317096
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Oct 25, 2021
Property Address	316 E MAIN ST, WESTPHALIA, MI 48894-5118
Document Number	5317096
Instrument Date	Oct 12, 2021
Instrument	5317096
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	NOT AVAILABLE, DENALI T&E RIDGESTONE AGCY L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MAIN ST, WESTPHALIA, MI 48894-5118

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Oct 22, 2021
Property Address	316 E MAIN ST, WESTPHALIA, MI 48894-5118
Document Number	5317006
Instrument Date	Oct 12, 2021
Instrument	5317006
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	ENLINE TITLE AND ESCROW, DENALI TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 E MAIN ST, 316, WESTPHALIA, MI 48894-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MAIN ST, WESTPHALIA, MI 48894-5118

Mortgage

Document Number	5317007
Date	Oct 22, 2021
Instrument	5317007

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	316 E MAIN ST, WESTPHALIA, MI 48894-5118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5258161
Date	Sep 13, 2017
Instrument	5258161

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,100 (+5.05%) Land $28,700 Building $127,400	$312,200 (+5.05%) Land $57,400 Building $254,800
2025	$1,140.00 (-56.29%) Homeowner's exemption	$148,600 (+8.86%) Land $26,800 Building $121,800	$297,200 (+8.86%) Land $53,600 Building $243,600
2024	$2,608.00 (+13.54%)
2023		$136,500	$273,000
2022	$2,297.00 (+14.45%)
2020	$2,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WESTPHALIA serves 925 people · EPA ID MI0007050
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Westphalia Broadband Fiber	1,000 / 1,000

May also be available: CMS Internet, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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