309 E Main St, Westphalia, MI 48894 Property Records

Clinton County property record for 309 E Main St, Westphalia, MI 48894 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,912 sqft · built 1910
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Tax Bill	$993 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`161-000-007-016-01`

Property Details

APN / Parcel Number

Primary APN	`161-000-007-016-01`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,912 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	309 E MAIN ST
City	WESTPHALIA
State	MI
Zip	48894-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16, BLK 7 VILLAGE OF WESTPHALIA, ALSO BEG 918.84 FT W & 330 FT N OF S 1/4 COR SEC 4, T6N, R4W, TH N 359.52 FT TO CEN OF
Legal Range	04W
Legal Township	06N
Legal Section	04
Legal Subdivision	VILLAGE WESTPHALIA
Legal Block	7
Legal Lot Number	16
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1016
Census Tract	10400

Owner

Source: Clinton County records · APN 161-000-007-016-01

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 292, WESTPHALIA, MI 48894-0292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	309 E MAIN ST, WESTPHALIA, MI 48894-5113
Transaction Type	Mortgage
Record Updated	Nov 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 5259520
Date	Oct 18, 2017
Instrument	5259520

Lender

Name	PORTLAND FCU
Type	Credit Union
Address	PORTLAND, MI 48875

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,000 (+10.25%) Land $43,000 Building $100,000	$286,000 (+10.25%) Land $86,000 Building $200,000
2025	$993.00 (-56.31%) Homeowner's exemption	$129,700 (+5.62%) Land $45,200 Building $84,500	$259,400 (+5.62%) Land $90,400 Building $169,000
2024	$2,273.00 (+13.54%)
2023		$122,800	$245,600
2022	$2,002.00 (+14.4%)
2020	$1,750.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Chapin Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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