411 E Main St, Westphalia, MI 48894 Property Records

Clinton County property record for 411 E Main St, Westphalia, MI 48894 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,558 sqft · built 1967
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$103,500 (May 2011)
Tax Bill	$988 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-000-007-017-02`

Property Details

APN / Parcel Number

Primary APN	`161-000-007-017-02`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	170 ft deep x 92 ft wide
Garage Type	Detached
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	411 E MAIN ST
City	WESTPHALIA
State	MI
Zip	48894-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 369 FT W OF 1/4 POST COM TO SECS 4 & 9 T6N R4W, TH RUN N 170 FT, W 92 FT, S 170 FT, E 92 FT TO BEG, PART OF LOT 17 BLK 7,
Legal Range	04W
Legal Township	06N
Legal Section	04
Legal Subdivision	VILLAGE OF WESTPHALLA
Legal Block	7
Legal Lot Number	17
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1045
Census Tract	10400

Owner

Source: Clinton County records · APN 161-000-007-017-02

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 593, WESTPHALIA, MI 48894-0593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage PFCU
May 07, 2018	Deed of Trust, Mortgage ASTERA CU
Sep 01, 2020	Deed of Trust, Mortgage · Loan Assumption PFCU
Jan 06, 2020	Deed of Trust, Mortgage ASTERA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2011 · Amount on Record
Deed Sale	May 04, 2011 · Amount on Record
Deed Document Number	20115170284
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	411 E MAIN ST, WESTPHALIA, MI 48894-9808
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E MALN ST, WESTPHALIA, MI 48894-9808

Mortgage

Document Number	0005329630
Date	Oct 03, 2022
Instrument	5329630

Lender

Name	PFCU
Type	Credit Union
Address	PORTLAND, MI 48875

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 27, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	5-Year CMT
Max Rate	10.2%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	411 E MAIN ST, WESTPHALIA, MI 48894-9808
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5266672
Date	May 07, 2018
Instrument	5266672

Lender

Name	ASTERA CU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 10, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	411 E MAIN ST, WESTPHALIA, MI 48894-9808
Transaction Type	Mortgage
Record Updated	Sep 23, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5297330
Date	Sep 01, 2020
Instrument	5297330

Lender

Name	PFCU
Type	Credit Union
Address	PORTLAND, MI 48875

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2030

Interest

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	411 E MAIN ST, WESTPHALIA, MI 48894-9808
Transaction Type	Mortgage
Record Updated	Jan 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5287961
Date	Jan 06, 2020
Instrument	5287961

Lender

Name	ASTERA CU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2025

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,900 (+3.82%) Land $25,100 Building $110,800	$271,800 (+3.82%) Land $50,200 Building $221,600
2025	$988.00 (-48.91%) Homeowner's exemption	$130,900 (+26.96%) Land $23,400 Building $107,500	$261,800 (+26.96%) Land $46,800 Building $215,000
2024	$1,934.00 (+13.5%)
2023		$103,100	$206,200
2022	$1,704.00 (+14.36%)
2020	$1,490.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Chapin Communications	Fiber	1,000 / 1,000

May also be available at this address: Point Broadband Fiber Holding, CMS Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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