Bay County property record for 316 E 34th St, Panama City, FL 32405
| Property Type | Public Utility (Electric, Water, Gas, Etc.) |
|---|---|
| Lot Size | 0.251 acres (10,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Dec 2002) |
| Tax Bill | $94 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11815-010-030 |
| Primary APN | 11815-010-030 |
|---|
| Lot Area | 10,977 sqft (0.251 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Fence | Fence |
| Street Address | 316 E 34TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405 |
| Property Category | Public Works |
| Property Type | Public Works > Public Utility (Electric, Water, Gas, Etc.) |
| Local Zoning Code | BC05 |
| Legal Description | 21 3S 14W -21.1B- 103C ST AND BAY DEV CO PLAT BEG 200' E OF SW COR OF LOT 85 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | ST AND BAY DEV CO |
| Legal Lot Number | 85 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 1501 |
316 E 34th St, a public works property, is owned and occupied by an individual who acquired it in June 2021.
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 2424 GRAND HARBOR DR, PANAMA CITY, FL 32408-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2002 · Amount on File |
| Deed Sale | Dec 17, 2002 · Amount on File |
| Prior Sale | Dec 17, 2002 · Amount on File |
| Deed Document Number | 0022172034 |
| Last Transfer Date | Jun 18, 2021 |
| Transfer Doc | 0044220485 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 316 E 34th St was $94 with an additional exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94.00 Additional exemption filed | $7,675 Land $7,500 Building $175 | $7,675 Land $7,500 Building $175 |
| 2023 | $96.00 (+9.09%) Additional exemption filed | $7,675 (-) Land $7,500 Building $175 | $7,675 (-) Land $7,500 Building $175 |
| 2022 | $88.00 Additional exemption filed | $7,675 Land $7,500 Building $175 | $7,675 Land $7,500 Building $175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 E 34th St in Zone X, an area of minimal flood risk, though there have been 154 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 300 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 316 E 34th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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