Bay County property record for 311 E 34th St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1988 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11809-010-000 |
| Primary APN | 11809-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Heated Area |
| Gross Area | 1,766 sqft |
| 1st Floor Area | 936 sqft |
| 2nd Floor Area | 468 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,466 sqft (0.378 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Porch | Porch |
| Porch Area | 242 sqft |
| Deck Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 311 E 34TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC05 |
| Legal Description | 21 3S 14W -17.4- 103C ST A B DEV CO PLAT BEG 100' E OF NW COR OF S1/2 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Lot Number | 76 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 1501 |
311 E 34th St is owned and occupied by an individual who acquired it in April 2021.
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 311 E 34TH ST, PANAMA CITY, FL 32405-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2021 |
| Transfer Doc | 0043980772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 28, 2021 |
| Property Address | 311 E 34TH ST, PANAMA CITY, FL 32405-4202 |
| Document Number | 0043980772 |
| Book / Page | 4398 / 772 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021031836 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1510 CHANDLEE AVE, PANAMA CITY, FL 32405-4613 |
The 2025 property tax bill for 311 E 34th St was $878 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878.00 Homeowner's exemption | $110,661 Land $37,440 Building $73,221 | $110,661 Land $37,440 Building $73,221 |
| 2023 | $461.00 (+8.73%) Homeowner's exemption Additional exemption filed | $103,953 (+3%) | $108,110 (+5.49%) Land $37,440 Building $70,670 |
| 2022 | $424.00 Homeowner's exemption Additional exemption filed | $100,925 | $102,479 Land $37,440 Building $65,039 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 311 E 34th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 300 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 311 E 34th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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