228 E 34th St, Panama City, FL 32405 Property Records

Bay County property record for 228 E 34th St, Panama City, FL 32405

Property Summary

Property Type	Light Industrial
Details	13,344 sqft · built 1975
Lot Size	7.7 acres (335,412 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Jan 2022)
Tax Bill	$11,732 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11802-061-000`

Property Details

APN / Parcel Number

Primary APN	`11802-061-000`

Interior

Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	13,344 sqft Gross Area
1st Floor Area	13,344 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	335,412 sqft (7.7 acres)
Garage Type	Carport
Carport	Carport
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	228 E 34TH ST
City	PANAMA CITY
State	FL
Zip	32405-4201
Property Category	Industrial
Property Type	Industrial > Light Industrial
Local Zoning Code	BC05
Legal Description	21 3S 14W -11.7- 103C ST AND BAY DEV CO PLAT LOTS 86 & 91 LESS W 153 ORB 4517 P 1324 SUB TO FL&P ESMT
Legal Range	14W
Legal Township	03S
Legal Section	21
Legal Subdivision	ST AND BAY DEV CO PLAT
Legal Lot Number	86,91
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1072
Census Tract	1501

Owner

228 E 34th St, an industrial property, is owned by a company that bought it in January 2022.

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	200 RANDOLPH AVE SE, HUNTSVILLE, AL 35801-4874
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Deed Document Number	20226963
Deed Book / Page	4517 / 1324
Record Updated	Oct 29, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 31, 2022
Property Address	228 E 34TH ST, PANAMA CITY, FL 32405-4201
Document Number	0045171324
Book / Page	4517 / 1324
Instrument Date	Jan 25, 2022
Instrument	2022006963
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3123 CHERRY STREET, 3123, TALLAHASSEE, FL 32304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RANDOLPH AVE SE, HUNTSVILLE, AL 35801-4874

Mortgage

Document Number	0045171328
Date	Jan 31, 2022
Instrument	4517/1328

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 228 E 34th St was $11,732, down 2.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,732.00 (-2.46%)	$948,153 Land $673,750 Building $274,403	$948,153 Land $673,750 Building $274,403
2024	$12,028.00 (-2.75%)
2023	$12,368.00 (+48.26%)	$971,749 (+16.81%) Land $673,750 Building $297,999	$971,749 (+16.81%) Land $673,750 Building $297,999
2022	$8,342.00	$831,878 Land $673,750 Building $158,128	$831,878 Land $673,750 Building $158,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 E 34th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 300 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	154 (1984–2022)
Claims Outside the SFHA	16 of 154
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 49 claims Hurricane Dennis, Jul 2005 · 13 claims Hurricane Opal, Oct 1995 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 228 E 34th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20