316 E 15th St, Covington, KY 41011 Property Records

Kenton County property record for 316 E 15th St, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 1915
Square Footage2,240 sqft Finished Area
Lot Size3,049 sqft (0.07 acres)
Last Sale$26,700 (2019)
Tax Bill$927.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-31-04-013.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,240 sqft Finished Area
Gross Area2,590 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialMetal Roof
Lot Area3,049 sqft (0.07 acres)

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address316 E 15TH ST
CityCOVINGTON
StateKY
Zip41011-3524
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionMARTIN HIRAM LOT 45
Legal SubdivisionMARTIN HIRAM
Legal Lot Number45
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3020
Census Tract67100

Owner

Source: Kenton County records · APN 055-31-04-013.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10148 LAPALCO CT, UNION, KY 41091-7465
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2019Grant Deed, Construction Loan · Building or Construction Mortgage
HERITAGE BK
Feb 27, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2019 · Amount on Record
Deed SaleNov 01, 2019 · Amount on Record
Prior SaleFeb 27, 2019 · Amount on Record
Deed Doc Number201911 01 059 00099
Deed Book / Page6793 / 202
Prior Transfer DateJun 24, 2008
Prior Transfer Doc0005900260
Record RefreshedJun 08, 2026

November 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 01, 2019
Property Address316 E 15TH ST, COVINGTON, KY 41011-3524
Document Number0000000099
Book / Page0C6793 / 000202
Instrument DateOct 02, 2019
Instrument99
Transaction TypeConstruction Loan
Record UpdatedNov 25, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$26.70
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10148 LAPALCO CT UNION KY 410917465, UNION, KY 41091-7465

Mortgage

Document Number101
DateNov 01, 2019
Book Page0C6793/000205
Instrument101
Lender
NameHERITAGE BK
TypeBank
AddressUNION, KY 41091
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term180 Months
DueOct 31, 2034
Interest
Rate TypeAdjustable Rate

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateFeb 27, 2019
Property Address316 E 15TH ST, COVINGTON, KY 41011-3524
Document Number0000000096
Book / Page0C6607 / 000324
Instrument DateJan 28, 2019
Instrument96
Transaction TypeForeclosure
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$36.67
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$927.00 (-0.54%)$70,000 (-) Land $5,000 Building $65,000$70,000 (-) Land $5,000 Building $65,000
2023$932.00$70,000 Land $5,000 Building $65,000$70,000 Land $5,000 Building $65,000

Flood & Wildfire

316 E 15th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Helentown Historic District
listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E 15th St

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