Kenton County property record for 315 E 15th St, Covington, KY 41011 · Last verified August 2026
| Property Type | Commercial > Retail |
|---|---|
| Square Footage | 103,200 sqft Finished Area |
| Lot Size | 127,631 sqft (2.93 acres) |
| Tax Bill | $29,150.00 (2025) |
| Primary APN | 055-31-07-002.00 |
|---|
| Building Area | 103,200 sqft Finished Area |
|---|
| Lot Area | 127,631 sqft (2.93 acres) |
|---|
| Street Address | 315 E 15TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3573 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | MARTIN HIRAM LOTS 49 THRU 58 & PT LOT 59 & PT LOTS 24 TRHU 33 2.93 ACS ES GARRARD SS 15TH ST & ALONG C & O RAILROA |
| Legal Subdivision | MARTIN HIRAM |
| Legal Phase | 4 |
| Legal Lot Number | 57,58 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-31-07-002.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 315 E 15TH ST, COVINGTON, KY 41011-3573 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO |
| Nov 13, 2020 | Grant Deed, Construction Loan · Line of Credit WESBANCO BK |
| Nov 13, 2020 | Deed of Trust, Construction Loan · Line of Credit WESBANCO BK |
| Jul 08, 2019 | Trustee's Deed, Construction Loan · Line of Credit REPUBLIC BK&TR |
| Oct 04, 2018 | Trustee's Deed, Transfer · Line of Credit REPUBLIC BK&TR |
| Dec 27, 2017 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2024 |
| Deed Sale | Jul 02, 2024 |
| Prior Sale | Nov 13, 2020 · Amount on Record |
| Deed Doc Number | 2024159 |
| Deed Book / Page | 292 / 522 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 315 E 15TH ST, COVINGTON, KY 41011-3573 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 315 E 15TH ST, COVINGTON, KY 41011-3573 |
| Document Number | 0005900068 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 391/499 |
| Instrument | 22072505900068 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 20, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 13, 2020 |
| Property Address | 315 E 15TH ST, COVINGTON, KY 41011-3573 |
| Document Number | 0000000031 |
| Book / Page | 000055 / 000183 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 31 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4489 MARY INGLES HWY HIGHLAND HEIGHTS KY 410768623, HIGHLAND HEIGHTS, KY 41076-8623 |
| Investor | Possibly a Property Investor |
| Document Number | 234 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 00M126/000414 |
| Instrument | 234 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | 103 CHURCHILL DR, NEWPORT, KY 41071-2506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 12, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 13, 2020 |
| Property Address | 315 E 15TH ST, COVINGTON, KY 41011-3573 |
| Document Number | 0000000232 |
| Book / Page | 00M126 / 000413 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 232 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 09, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4489 MARY INGLES HWY HIGHLAND HEIGHTS KY 410768623, HIGHLAND HEIGHTS, KY 41076-8623 |
| Document Number | 0000000232 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 00M126/000413 |
| Instrument | 232 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | 103 CHURCHILL DR, NEWPORT, KY 41071-2506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 12, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 08, 2019 |
| Property Address | 315 E 15TH ST, COVINGTON, KY 41011-3573 |
| Book / Page | 0C6698 / 000144 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 141 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 BEACON DR WILDER KY 410762512, WILDER, KY 41076-2512 |
| Document Number | 0000000141 |
|---|---|
| Date | Jul 08, 2019 |
| Book Page | 0C6698/000144 |
| Instrument | 141 |
| Name | REPUBLIC BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 07, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 04, 2018 |
| Property Address | 315 E 15TH ST, COVINGTON, KY 41011-3573 |
| Document Number | 0000000273 |
| Book / Page | 0C6517 / 000208 |
| Instrument Date | Oct 03, 2018 |
| Instrument | 273 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 BEACON DR WILDER KY 410762512, WILDER, KY 41076-2512 |
| Document Number | 274 |
|---|---|
| Date | Oct 04, 2018 |
| Book Page | 0C6517/000217 |
| Instrument | 274 |
| Name | REPUBLIC BK&TR |
|---|---|
| Type | Bank |
| Address | 601 W MARKET ST, LOUISVILLE, KY 40202-2745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 03, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 315 E 15TH ST, COVINGTON, KY 41011-3573 |
| Document Number | 0000000101 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | COMMERCIAL LOAN SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 315 E 15TH ST COVINGTON KY 410113573, COVINGTON, KY 41011-3573 |
| Document Number | 0000000101 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 0C6332/000167 |
| Instrument | 101 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COVINGTON, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 10, 2028 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,150.00 (+0.74%) | $2,200,000 (+1.27%) Land $323,500 Building $1,876,500 | $2,200,000 (+1.27%) Land $323,500 Building $1,876,500 |
| 2023 | $28,937.00 | $2,172,500 Land $300,000 Building $1,872,500 | $2,172,500 Land $300,000 Building $1,872,500 |
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