228 E 15th St, Covington, KY 41011 Property Records

Kenton County property record for 228 E 15th St, Covington, KY 41011 · Last verified December 2025

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Bathrooms	1 Baths
Square Footage	1,613 sqft Finished Area
Lot Size	1,080 sqft (0.024 acres)
Tax Bill	$861.00 (2025)

Owner

Source: Kenton County records · APN 055-13-16-016.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1263 LINNEMAN RD, CINCINNATI, OH 45238-4217
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2004
Deed Sale	Sep 14, 2004
Prior Sale	Oct 18, 2002 · Amount on Record
Deed Doc Number	0000023251
Record Refreshed	Jun 08, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	228 E 15TH ST, COVINGTON, KY 41011-3420
Document Number	0000000113
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	228 E 15TH ST COVINGTON KY 410113420, COVINGTON, KY 41011-3420

Mortgage

Document Number	0000000113
Date	May 01, 2020
Book Page	000019/000215
Instrument	113

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank (FSB)

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2030

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (-0.46%)	$65,000 (-) Land $10,000 Building $55,000	$65,000 (-) Land $10,000 Building $55,000
2023	$865.00	$65,000 Land $10,000 Building $55,000	$65,000 Land $10,000 Building $55,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`055-13-16-016.00`

Interior

Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,613 sqft Finished Area
Stories	2 Stories

Exterior

Lot Area	1,080 sqft (0.024 acres)
Depth X Width	45 ft x 24 ft Depth x Width

Location & Zoning

Old Parcel Number	0551316016.00
Street Address	228 E 15TH ST
City	COVINGTON
State	KY
Zip	41011-3420
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	24'X 45' NW COR 15TH & GARRARD
Legal Subdivision	POWELL & CO
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	3
Census Block	3018
Census Tract	67100