Kane County property record for 244 Cooper Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 845 sqft · built 1930 |
| Lot Size | 0.82 acres (3,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,000 (May 2023) |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-106-015 |
| Primary APN | 06-12-106-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 845 sqft Living Area |
| Gross Area | 1,690 sqft |
| 1st Floor Area | 845 sqft |
| Basement Area | 845 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,552 sqft (0.82 acres) |
| Lot Dimensions | 66 ft deep x 54 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 244 COOPER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLADES ADDN EASTERLY 53.82 FT WESTERLY 119.1 FT LOT 10 BLOCK 2 |
| Legal Subdivision | SLADES ADDN |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6016 |
| Census Tract | 850800 |
Source: Kane County assessment roll, APN 06-12-106-015, as of August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 244 COOPER AVE, ELGIN, IL 60120-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 01, 2023 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Jun 29, 2022 | Special Warranty Deed, Transfer |
| Dec 29, 2021 | Public Action, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Apr 19, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2023 · Amount on Record |
| Deed Sale | May 01, 2023 · Amount on Record |
| Prior Sale | Dec 29, 2021 |
| Deed Document Number | 202313608 |
| Prior Transfer Date | Apr 03, 2023 |
| Prior Transfer Doc | 0000013608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 01, 2023 |
| Property Address | 244 COOPER AVE, ELGIN, IL 60120-2129 |
| Document Number | 0000013608 |
| Instrument Date | Apr 03, 2023 |
| Instrument | 2023K013608 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 244 COOPER AVE, ELGIN, IL 60120-2129 |
| Document Number | 0000013609 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 2023K013609 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Number | 0000013610 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 2023K013610 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2033 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 29, 2022 |
| Property Address | 244 COOPER AVE, ELGIN, IL 60120-2129 |
| Document Number | 0000033745 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022K033745 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 1627 ARQUILLA DR, ALGONQUIN, IL 60102-1736 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 29, 2021 |
| Property Address | 244 COOPER AVE, ELGIN, IL 60120-2129 |
| Document Number | 0000095937 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021K095937 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 WEST END AVE # 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 244 COOPER AVE, ELGIN, IL 60120-2129 |
| Document Number | 0000019064 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 244 COOPER AVE ELGIN IL 601202129, ELGIN, IL 60120-2129 |
| Document Number | 0000019064 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 19064 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Kane County assessment roll as of August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,886.00 (+32.63%) | ||
| 2024 | $54,292 (+21.4%) Land $5,361 Building $48,931 | $162,941 (+21.44%) Land $16,089 Building $146,852 | |
| 2022 | $2,930.00 (+8%) Homeowner's exemption | $44,723 (+6.96%) Land $4,416 Building $40,307 | $134,169 (+6.96%) Land $13,248 Building $120,921 |
| 2021 | $2,713.00 Homeowner's exemption | $41,813 Land $4,129 Building $37,684 | $125,439 Land $12,387 Building $113,052 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898508006, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 592 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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