San Mateo County property record for 316 Carmel Ave, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1956 |
| Lot Size | 0.065 acres (2,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,290,000 (Sep 2021) |
| Tax Bill | $13,166 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-093-030 |
| Primary APN | 016-093-030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Family Room | Family Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 2,850 sqft (0.065 acres) |
| Lot Dimensions | 95 ft deep x 30 ft wide |
| Garage Area | 310 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 316 CARMEL AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 18 BLOCK 27 SALADA BEACH |
| Legal Subdivision | SALADA BEACH |
| Legal Block | 27 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 603000 |
316 Carmel Ave is owned and occupied by an individual who bought it in September 2021.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Sep 3, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 11, 2017 | Deed of Trust, Mortgage · Line of Credit SF FIRE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Prior Sale | Apr 21, 2015 · Amount on File |
| Deed Document Number | 2021128304 |
| Prior Transfer Date | Oct 2, 2015 |
| Prior Transfer Doc | 0000114086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 316 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 316 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000127634 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021-127634 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 3, 2021 |
| Property Address | 316 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000128304 |
| Map Reference | MB 5 PG 20 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021-128304 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,419.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000128305 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-128305 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 316 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000047560 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 316 CANNEL AVE PACIFICA CA 94044, PACIFICA, CA 94044 |
| Document Number | 0000047560 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 47560 |
| Name | SF FIRE CU |
|---|---|
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 316 Carmel Ave was $13,166 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,000,000 (-) Land $503,500 Building $496,500 | ||
| 2025 | $13,166.00 Homeowner's exemption | $1,000,000 Land $503,500 Building $496,500 | |
| 2023 | $12,749.00 (-17.15%) Homeowner's exemption | $1,000,000 Land $504,000 Building $496,000 | $872,640 |
| 2022 | $15,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Carmel Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1982–1998) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Carmel Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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