San Mateo County property record for 320 Carmel Ave, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1940 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $850,000 (Jun 2017) |
| Tax Bill | $15,116 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Sep 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-101-210 |
| Primary APN | 016-101-210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Family Room | Family Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 5,700 sqft (0.131 acres) |
| Lot Dimensions | 95 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 CARMEL AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 16 & 17 BLK 27 SALADA BEACH |
| Legal Subdivision | SALADA BEACH |
| Legal Block | 27 |
| Legal Lot Number | 16,17 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 603000 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 14, 2023 | Intrafamily Transfer, Transfer |
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU |
| Dec 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 14, 2019 | Loan Modification, Mortgage · Conventional Mortgage SAN FRANCISCO FIRE CU |
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit SF FIRE CU |
| Jun 13, 2017 | Grant Deed, Transfer OPES ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on Record |
| Deed Sale | Jun 13, 2017 · Amount on Record |
| Prior Sale | Nov 27, 2013 · Amount on Record |
| Deed Document Number | 201750481 |
| Last Transfer Date | Nov 17, 2021 |
| Transfer Doc | 0000167197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 14, 2023 |
| Property Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000044604 |
| Map Reference | MB 5 PG 20 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023-044604 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000068482 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022-068482 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 7, 2021 |
| Property Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000167197 |
| Map Reference | MB 5 PG 20 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021-167197 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000167198 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021-167198 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000093995 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 2019-093995 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000114542 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-114542 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000013831 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 320 CARMEL AVE PACIFICA CA 940442407, PACIFICA, CA 94044-2407 |
| Document Number | 0000013831 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 13831 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAN FRANCISCO, CA 94114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000022665 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 320 CARMEL AVE PACIFICA CA 940442407, PACIFICA, CA 94044-2407 |
| Document Number | 0000022665 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 22665 |
| Name | SF FIRE CU |
|---|---|
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 25, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 13, 2017 |
| Property Address | 320 CARMEL AVE, PACIFICA, CA 94044-2407 |
| Document Number | 0000050481 |
| Instrument Date | May 25, 2017 |
| Instrument | 50481 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $935.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 320 CARMEL AVE PACIFICA CA 940442407, PACIFICA, CA 94044-2407 |
| Document Number | 50482 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 50482 |
| Name | OPES ADVISORS |
|---|---|
| Address | 5151 CORPORATE DR, TROY, MI 48098-2639 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,188,911 (+2%) Land $704,356 Building $484,555 | ||
| 2025 | $15,116.00 (+6.9%) Homeowner's exemption | $1,165,601 (+4.04%) Land $690,546 Building $475,055 | |
| 2023 | $14,140.00 (+6.52%) Homeowner's exemption | $1,120,341 Land $663,732 Building $456,609 | $1,103,670 |
| 2022 | $13,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1982–1998) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures