San Mateo County property record for 275 Carmel Ave, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,110 sqft · built 1938 |
| Lot Size | 0.143 acres (6,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $970,000 (Jun 2020) |
| Tax Bill | $14,556 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-072-130 |
| Primary APN | 016-072-130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 2,030 sqft |
| 1st Floor Area | 700 sqft |
| Basement Area | 920 sqft |
| Family Room | Family Room |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 6,210 sqft (0.143 acres) |
| Lot Dimensions | 103 ft deep x 60 ft wide |
| Garage Type | Basement |
| Garage Area | 920 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 275 CARMEL AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 15 16 BLOCK 9 SALADA BEACH |
| Legal Subdivision | SALADA BEACH |
| Legal Block | 9 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 603000 |
275 Carmel Ave is owned and occupied by two individuals who bought it in June 2020.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 CARMEL AVE, PACIFICA, CA 94044-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 25, 2020 | Affidavit of Death, Transfer OLD REPUBLIC TITLE |
| Jun 25, 2020 | Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Deed Document Number | 202059751 |
| Prior Transfer Date | Jul 28, 2009 |
| Prior Transfer Doc | 0000123754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 275 CARMEL AVE, PACIFICA, CA 94044-2406 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 275 CARMEL AVE, PACIFICA, CA 94044-2406 |
| Document Number | 0000053389 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-053389 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 275 CARMEL AVE, PACIFICA, CA 94044-2406 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 275 CARMEL AVE, PACIFICA, CA 94044-2406 |
| Document Number | 0000090739 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-090739 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 25, 2020 |
| Property Address | 275 CARMEL AVE, PACIFICA, CA 94044-2406 |
| Document Number | 0000059750 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 59750 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16 RUBEN CT NOVATO CA 949471917, NOVATO, CA 94947-1917 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 25, 2020 |
| Property Address | 275 CARMEL AVE, PACIFICA, CA 94044-2406 |
| Document Number | 0000059751 |
| Map Reference | MB 5 PG 20 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 2020-059751 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,067.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 275 CARMEL AVE, PACIFICA, CA 94044-2406 |
| Document Number | 0000059752 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020-059752 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 275 Carmel Ave was $14,556 with a homeowner's exemption, up 4.4% from the year before.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,082,049 (+2%) Land $836,637 Building $245,412 | ||
| 2025 | $14,556.00 (+4.43%) Homeowner's exemption | $1,060,833 Land $820,233 Building $240,600 | |
| 2024 | $13,939.00 (+7.42%) | ||
| 2023 | $12,976.00 (+5.49%) Homeowner's exemption | $1,019,641 Land $788,383 Building $231,258 | $927,810 |
| 2022 | $12,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 275 Carmel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 275 Carmel Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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