316 Bluff St, Buchanan, MI 49107 Property Records

Berrien County property record for 316 Bluff St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 576 sqft · built 1930
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Dec 2022)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-2000-0069-01-0`

Property Details

APN / Parcel Number

Primary APN	`58-2000-0069-01-0`
Alternative APN	`11-58-2000-0069-01-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	140 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 BLUFF ST
City	BUCHANAN
State	MI
Zip	49107-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	COMBINED ON 10/13/2021 FROM 58-2000-0069-00-1, 58-2000-0071-00-6; LOTS 4, 5, & 6 BLK 4 ENGLISH & HOLMES ADD TO CITY OF
Legal Subdivision	ENGLISH & HOLMES ADD
Legal Block	4
Legal Lot Number	4-6
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2005
Census Tract	20200

Owner

Source: Berrien County records · APN 58-2000-0069-01-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 BLUFF ST, BUCHANAN, MI 49107-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	2022369101
Deed Book / Page	3394 / 1923
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 12, 2022
Property Address	316 BLUFF ST, BUCHANAN, MI 49107-1440
Document Number	03394/1923
Book / Page	3394 / 1923
Map Reference	LB 3 PG 41
Instrument Date	Nov 30, 2022
Instrument	2022369101
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8335 CACTUS CRK, SAN ANTONIO, TX 78251-1802
Investor	Possibly a Property Investor

Mortgage

Document Number	0033941924
Date	Dec 12, 2022
Instrument	3394-1924

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,100 (+112.4%)	$106,200 (+112.4%)
2025	$1,068.00 (+36.22%)
2023		$25,000	$50,000
2022	$784.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000960, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUCHANAN serves 4,871 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.