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  5. Babbling Brook Ln

316 Babbling Brook Ln, Locust, NC 28097 Property Records

Stanly County property record for 316 Babbling Brook Ln, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,232 sqft · built 2021
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jun 2023)
Tax Bill$3,225 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN557601456062

Property Details

APN / Parcel Number

Primary APN557601456062
Alternative APNs
  • 1543691
  • 1536044
  • 140099

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,232 sqft Finished Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1543691
Street Address316 BABBLING BROOK LN
CityLOCUST
StateNC
Zip28097-0076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 316 BABBLING BROOK LN LOT 239 B 557601054
Legal SubdivisionWHISPERING HILLS PHASE 3 MAP 1
Legal Lot Number239
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3009
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address316 BABBLING BROOK LN, LOCUST, NC 28097-0076
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 16, 2023Intrafamily Transfer, Transfer
Jun 5, 2023Intrafamily Transfer, Transfer
Oct 18, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Apr 15, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Deed Document Number2023458923
Deed Book / Page1823 / 1265
Prior Transfer DateJun 12, 2023
Prior Transfer Doc0000458922
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJun 16, 2023
Property Address316 BABBLING BROOK LN, LOCUST, NC 28097-0076
Document Number0000458923
Book / Page1823 / 1265
Map ReferenceMB 28 PG 43-44
Instrument DateJun 16, 2023
Instrument458923
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyHARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TITLE INS AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9311 AYLESBURY LN, MINT HILL, NC 28227-0406

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 BABBLING BROOK LN, LOCUST, NC 28097-0076

Mortgage

Document Number0000458924
DateJun 16, 2023
Instrument458924
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANLY NC
Recording DateJun 16, 2023
Property Address316 BABBLING BROOK LN, LOCUST, NC 28097-0076
Document Number0000458922
Book / Page1823 / 1262
Map ReferenceMB 28 PG 43&44
Instrument DateJun 12, 2023
Instrument458922
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9311 AYLESBURY LN, MINT HILL, NC 28227-0406

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANLY NC
Recording DateJun 5, 2023
Property Address316 BABBLING BROOK LN, LOCUST, NC 28097-0076
Document Number0000458555
Book / Page1822 / 1100
Map ReferenceMB 28 PG 43&44
Instrument DateApr 10, 2023
Instrument458555
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 BABBLING BROOK LN, LOCUST, NC 28097-0076

October 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 18, 2021
Property Address316 BABBLING BROOK LN, LOCUST, NC 28097-0076
Document Number0000438980
Book / Page1761 / 375
Map ReferenceMB 28 PG 43&44
Instrument DateOct 15, 2021
Instrument438980
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 8, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DRIVE, LOCUST, NC 28097

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 BABBLING BROOK LANE, MONROE, NC 28110

Mortgage

Document Number0000438981
DateOct 18, 2021
Instrument438981
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateApr 15, 2021
Property Address316 BABBLING BROOK LN, LOCUST, NC 28097-0076
Document Number0000431717
Book / Page1738 / 676
Map ReferenceMB 28 PG 43-44
Instrument DateApr 15, 2021
Instrument431717
Transaction TypeTransfer
Record UpdatedMar 8, 2023

Transaction

AmountAmount Recorded
Tax$115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,225.00 (+16.43%)$350,550 (+37.91%) Land $65,000 Building $285,550$350,550 (+37.91%) Land $65,000 Building $285,550
2023$2,770.00 (+0.91%)$254,186 (-) Land $55,000 Building $199,186$254,186 (-) Land $55,000 Building $199,186
2022$2,745.00$254,186 Land $55,000 Building $199,186$254,186 Land $55,000 Building $199,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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