316 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 316 Ave Descanso, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1980
Lot Size	0.83 acres (3,616 sqft)
Owner	Company Name on Record
Last Sale	$199,000 (Nov 2013)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-391-92-00`

Property Details

APN / Parcel Number

Primary APN	`157-391-92-00`
Alternative APN	`1574570400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	3,616 sqft (0.83 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1574570400
Street Address	316 AVENIDA DESCANSO
City	OCEANSIDE
State	CA
Zip	92057-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 306 TR 009081
Legal Subdivision	HERMOSA MANOR
Legal Tract	009081
Legal Block	3
Legal Lot Number	306
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	817 ROMERO CT, WALNUT, CA 91789-4357
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Intrafamily Transfer, Transfer
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2013 · Amount on Record
Deed Sale	Nov 20, 2013 · Amount on Record
Prior Sale	Jul 30, 2010 · Amount on Record
Deed Document Number	2013683779
Last Transfer Date	May 9, 2023
Transfer Doc	0000148545
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2023
Property Address	316 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207
Document Number	0000148545
Map Reference	MAP 9081
Instrument Date	May 9, 2023
Instrument	2023-0148545
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 ROMERO CT, WALNUT, CA 91789-4357

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207
Document Number	0000289434
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	817 ROMERO CT WALNUT CA 917894357, WALNUT, CA 91789-4357

Mortgage

Document Number	0000289434
Date	Jun 5, 2020
Instrument	289434

Lender

Name	MORTGAGE MAC
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$248,812 (+2%) Land $187,551 Building $61,261
2025	$2,778.00 (+5.19%)	$243,934 (+4.04%) Land $183,874 Building $60,060
2023	$2,641.00 (+1.54%)	$234,464 Land $176,735 Building $57,729
2022	$2,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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