San Diego County property record for 324 Ave Descanso, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1980 |
| Lot Size | 0.88 acres (3,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Sep 2022) |
| Tax Bill | $4,836 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-512-89-00 |
| Primary APN | 157-512-89-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 820 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 3,818 sqft (0.88 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1574511900 |
|---|---|
| Street Address | 324 AVENIDA DESCANSO |
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 329 TR 009081 |
| Legal Subdivision | HERMOSA MANOR |
| Legal Tract | 009081 |
| Legal Block | 3 |
| Legal Lot Number | 329 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 18609 |
Source: San Diego County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 26, 2022 | Grant Deed, Subdivision Related Transfer · VA Mortgage KIND LENDING LLC |
| Jun 30, 2022 | Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Dec 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 2022376551 |
| Prior Transfer Date | Nov 20, 2017 |
| Prior Transfer Doc | 0000580290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 26, 2022 |
| Property Address | 324 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5209 |
| Document Number | 0000376551 |
| Map Reference | MAP 9081 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022-0376551 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 324 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5209 |
| Document Number | 0000376552 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022-0376552 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 30, 2022 |
| Property Address | 324 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5209 |
| Document Number | 0000270724 |
| Map Reference | MAP 9081 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022-0270724 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 12, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4142 ADAMS AVE STE 103, 103, SAN DIEGO, CA 92116-2594 |
| Investor | Possibly a Property Investor |
| Document Number | 0000270725 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022-0270725 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 13, 2017 |
| Property Address | 324 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5209 |
| Document Number | 0000580290 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 580290 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 551 WALA DR OCEANSIDE CA 920587499, OCEANSIDE, CA 92058-7499 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $615,498 (+2%) Land $447,636 Building $167,862 | |
| 2025 | $4,836.00 (+3.33%) | $603,430 (+4.04%) Land $438,859 Building $164,571 |
| 2023 | $4,680.00 (+337.38%) | $580,000 Land $421,818 Building $158,182 |
| 2022 | $1,070.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures