306 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 306 Ave Descanso, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1979
Lot Size	0.8 acres (3,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,199 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-391-51-00`

Property Details

APN / Parcel Number

Primary APN	`157-391-51-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	3,500 sqft (0.8 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	306 AVENIDA DESCANSO
City	OCEANSIDE
State	CA
Zip	92057-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 161 TR 008775
Legal Subdivision	HERMOSA MANOR
Legal Tract	008775
Legal Block	3
Legal Lot Number	161
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	18609

Owner

Source: San Diego County records · APN 157-391-51-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 16, 2020	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 03, 2018	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY
Aug 03, 2018	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2020
Deed Sale	Mar 16, 2020
Prior Sale	Aug 03, 2018 · Amount on Record
Deed Document Number	2020134581
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0000134581
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	306 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207

Mortgage

Document Number	0000059468
Date	Jan 26, 2021
Instrument	2021-0059468

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2020
Property Address	306 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207
Document Number	0000134581
Map Reference	MAP 8775
Instrument Date	Mar 10, 2020
Instrument	2020-0134581
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TTL CO OF SOTHE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	306 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207

Mortgage

Document Number	0000134582
Date	Mar 16, 2020
Instrument	2020-0134582

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 03, 2018
Property Address	306 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207
Document Number	0000319277
Instrument Date	Jul 27, 2018
Instrument	319277
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	392 HILL CT FALLBROOK CA 920283945, FALLBROOK, CA 92028-3945

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 03, 2018
Property Address	306 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5207
Document Number	0000319276
Instrument Date	Jul 10, 2018
Instrument	319276
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$372.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 AVENIDA DESCANDO OCEANSIDE CA 92057, OCEANSIDE, CA 92057

Mortgage

Document Number	319278
Date	Aug 03, 2018
Instrument	319278

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2048

Mortgage

Document Number	319279,
Date	Aug 03, 2018
Instrument	319279

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$385,717 (+2%) Land $294,434 Building $91,283
2025	$4,199.00 (+5.26%) Homeowner's exemption	$378,155 (+4.04%) Land $288,661 Building $89,494
2023	$3,989.00 (+1.55%) Homeowner's exemption	$363,472 Land $277,452 Building $86,020
2022	$3,928.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980, tidal / storm surge

Wildfire

Wildfire Risk	Low above 35% of the US · above 21% of California
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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