316 2nd St, Anchor, IL 61720 Property Records

McLean County property record for 316 2nd St, Anchor, IL 61720

Property Summary

Property Type	Single Family Home
Details	1 ba · 990 sqft · built 1924
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$1,203 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-05-276-015`

Property Details

APN / Parcel Number

Primary APN	`18-05-276-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	316 2ND ST
City	ANCHOR
State	IL
Zip	61720-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO ANCHOR (EX E67.86 ) LOT 7
Legal Range	06E
Legal Township	24N
Legal Section	05
Legal Subdivision	FIRST ADD
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	ANCHOR
Census Block Group	2
Census Block	2187
Census Tract	5601

Owner

316 2nd St is owned and occupied by an individual.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	316 2ND ST, ANCHOR, IL 61720-7506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit IAA CU
Sep 1, 2023	Deed of Trust, Mortgage · Line of Credit IAA CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	316 2ND ST, ANCHOR, IL 61720-7506
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300016528
Date	Dec 5, 2023
Instrument	2023-00016528

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	316 2ND ST, ANCHOR, IL 61720-7506
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300011742
Date	Sep 1, 2023
Instrument	2023-00011742

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Anchor Village
County	McLean County
County Subdivision	Anchor Township
Unified School District	Ridgeview Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,397 Land $3,561 Building $30,836	$103,191 Land $10,683 Building $92,508
2024	$1,203.00 (-13.64%)
2023	$1,393.00	$28,698 Land $2,971 Building $25,727	$86,094 Land $8,913 Building $77,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANCHOR serves 160 people · EPA ID IL1130050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 500
Wireless Data Net Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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