311 2nd St, Anchor, IL 61720 Property Records

McLean County property record for 311 2nd St, Anchor, IL 61720

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,730 sqft · built 1973
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Apr 2023)
Tax Bill	$2,727 (2024)
Deeds & Mortgages	Oct 2017 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-05-277-003`

Property Details

APN / Parcel Number

Primary APN	`18-05-277-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	311 2ND ST
City	ANCHOR
State	IL
Zip	61720-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO ANCHOR LOT 4
Legal Range	06E
Legal Township	24N
Legal Section	05
Legal Subdivision	FIRST ADD
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	ANCHOR
Census Block Group	2
Census Block	2186
Census Tract	5601

Owner

Source: McLean County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 2ND ST, ANCHOR, IL 61720-7506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit PRAIRELAND FCU
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRELAND FCU
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Apr 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Apr 27, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR
Jan 30, 2015	Warranty Deed, Transfer PEOPLES STATE BANK OF COLFAX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Jan 30, 2015 · Amount on Record
Deed Document Number	20235256
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000005886
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	311 2ND ST, ANCHOR, IL 61720-7506
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 2ND ST, ANCHOR, IL 61720-7506

Mortgage

Document Number	201700019038
Date	Oct 20, 2017
Instrument	2017-00019038

Lender

Name	PRAIRELAND FCU
Type	Credit Union
Address	NORMAL, IL 61761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2027

Interest

Rate	3.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	311 2ND ST, ANCHOR, IL 61720-7506
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006909
Date	Apr 21, 2020
Instrument	2020-00006909

Lender

Name	PRAIRELAND FCU
Type	Credit Union
Address	NORMAL, IL 61761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate	2.75%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	311 2ND ST, ANCHOR, IL 61720-7506
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500009615
Date	Jul 14, 2025
Instrument	2025-00009615

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 2, 2032

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 30, 2026
Property Address	311 2ND ST, ANCHOR, IL 61720-7506
Document Number	202600005886
Instrument Date	Mar 25, 2026
Instrument	20265886
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 2ND ST, ANCHOR, IL 61720-7506

Mortgage

Document Number	0000005887,
Date	Apr 30, 2026
Instrument	20265887

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 27, 2023
Property Address	311 2ND ST, ANCHOR, IL 61720-7506
Document Number	202300005256
Instrument Date	Apr 14, 2023
Instrument	2023-00005256
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	311 2ND ST, ANCHOR, IL 61720-7506

Mortgage

Document Number	202300005258
Date	Apr 27, 2023
Instrument	2023-00005258

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	202300005257
Date	Apr 27, 2023
Instrument	2023-00005257

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

January 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 30, 2015
Property Address	311 2ND ST, ANCHOR, IL 61720-7506
Document Number	201500001601
Instrument Date	Jan 21, 2015
Instrument	2015-00001601
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	311 2ND ST, ANCHOR, IL 61720-7506

Mortgage

Document Number	201500001602
Date	Jan 30, 2015
Instrument	2015-00001602

Lender

Name	PEOPLES STATE BANK OF COLFAX
Address	COLFAX, IL 61728

Agreement

Amount	Amount Recorded
Term	62 Months
Due	Mar 21, 2020

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Anchor Village
County	McLean County
County Subdivision	Anchor Township
Unified School District	Ridgeview Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,101 (+42.41%) Land $3,561 Building $39,540	$129,303 (+42.41%) Land $10,683 Building $118,620
2024	$2,727.00 (+17.54%)
2023	$2,320.00	$30,266 Land $2,971 Building $27,295	$90,798 Land $8,913 Building $81,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANCHOR serves 160 people · EPA ID IL1130050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 500
Wireless Data Net Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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