313 2nd St, Anchor, IL 61720 Property Records

McLean County property record for 313 2nd St, Anchor, IL 61720

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,485 sqft · built 1884
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Apr 2023)
Tax Bill	$2,216 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05-277-002`

Property Details

APN / Parcel Number

Primary APN	`18-05-277-002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	313 2ND ST
City	ANCHOR
State	IL
Zip	61720-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO ANCHOR E1/2 LOT 5
Legal Range	06E
Legal Township	24N
Legal Section	05
Legal Subdivision	FIRST ADD
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	ANCHOR
Census Block Group	2
Census Block	2186
Census Tract	5601

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 2ND ST, ANCHOR, IL 61720-7506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Jun 3, 2016 · Amount on Record
Deed Document Number	20234261
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 5, 2023
Property Address	313 2ND ST, ANCHOR, IL 61720-7506
Document Number	202300004261
Instrument Date	Mar 16, 2023
Instrument	2023-00004261
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	FTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 2ND ST, ANCHOR, IL 61720-7506

Mortgage

Document Number	202300004262
Date	Apr 5, 2023
Instrument	2023-00004262

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	202300004263
Date	Apr 5, 2023
Instrument	2023-00004263

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2028

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Anchor Village
County	McLean County
County Subdivision	Anchor Township
Unified School District	Ridgeview Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,263 (+35.57%) Land $3,038 Building $33,225	$108,789 (+35.57%) Land $9,114 Building $99,675
2024	$2,216.00 (+11.75%)
2023	$1,983.00	$26,749 Land $2,535 Building $24,214	$80,247 Land $7,605 Building $72,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANCHOR serves 160 people · EPA ID IL1130050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 500
Wireless Data Net Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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