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3159 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3159 E Chip Smith Way, Ontario, CA 91762 · Last verified July 2026

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 1,990 sqft · built 2016
Lot Size0.058 acres (2,517 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Sep 2023)
Tax Bill$10,745 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN1073-211-20-0000

Property Details

APN / Parcel Number

Primary APN1073-211-20-0000
Alternative APN
  • 0218-422-20-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area2,417 sqft
1st Floor Area857 sqft
2nd Floor Area1,133 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,517 sqft (0.058 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3159 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 20 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal SubdivisionTRACT NO 18945
Legal Tract18945
Legal Block1
Legal Lot Number20
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1028
Census Tract1908

Owner

Source: San Bernardino County records · APN 1073-211-20-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3159 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Grant Deed, Transfer · Conventional Mortgage
PCB BANK
Jul 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Aug 27, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
OWNING CORPORATION
Apr 27, 2017Grant Deed, Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Prior SaleApr 27, 2017 · Amount on Record
Deed Document Number2023234163
Prior Transfer DateAug 09, 2020
Prior Transfer Doc0000311382
Record UpdatedSep 20, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateSep 21, 2023
Property Address3159 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000234163
Map ReferenceMB 342 PG 60-66
Instrument DateSep 07, 2023
Instrument2023-0234163
Transaction TypeTransfer
Record UpdatedOct 02, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3159 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000234164
DateSep 21, 2023
Instrument2023-0234164
Lender
NamePCB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateOct 01, 2028
Change Frequency6 Months
Min Rate At Change5%
Max Rate At Change9%
Max Rate12%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3159 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000242090
DateJul 19, 2019
Instrument2019-0242090
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2034

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateAug 27, 2020
Property Address3159 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000311382
Map ReferenceMB 342 PG 60-66
Instrument DateAug 09, 2020
Instrument2020-0311382
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3159 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000311383
DateAug 27, 2020
Instrument2020-0311383
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 27, 2017
Property Address3159 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000175879
Map ReferenceMAP342 PG60-66
Instrument DateApr 13, 2017
Instrument2017-0175879
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFNTG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3159 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000175880
DateApr 27, 2017
Instrument2017-0175880
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$681,462 (+2%) Land $239,292 Building $442,170
2025$10,745.00 (+25.26%)$668,100 (+36.25%) Land $234,600 Building $433,500
2023$8,578.00 (+0.75%)$490,364 Land $171,627 Building $318,737
2022$8,514.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710019081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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