3170 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3170 E Chip Smith Way, Ontario, CA 91762

Property Summary

Property TypePlanned Unit Development
Details4 bd · 2.5 ba · 2,179 sqft · built 2016
Lot Size0.093 acres (4,049 sqft)
OwnerIndividual Name on File
Last Sale$447,500 (May 2017)
Tax Bill$9,196 (2025)
Deeds & MortgagesMay 2017 Transfer
May 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN1073-212-03-0000

Property Details

APN / Parcel Number

Primary APN1073-212-03-0000
Alternative APN
  • 0218-423-03-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,179 sqft Living Area
Gross Area2,602 sqft
1st Floor Area950 sqft
2nd Floor Area1,229 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,049 sqft (0.093 acres)
Garage TypeAttached
Garage Area423 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3170 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 34 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal Tract18945
Legal Block1
Legal Lot Number34
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1036
Census Tract1908

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3170 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 3, 2017Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
May 3, 2017Grant Deed, Transfer · ARM
CATHAY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 3, 2017 · Amount on Record
Deed SaleMay 3, 2017 · Amount on Record
Deed Document Number2017183777
Prior Transfer DateJan 17, 2017
Prior Transfer Doc0000183776
Record UpdatedSep 20, 2026

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 3, 2017
Property Address3170 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000183776
Instrument DateJan 17, 2017
Instrument183776
Transaction TypeTransfer
Record UpdatedMay 15, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address201 NATIVE SPG IRVINE CA 926181197, IRVINE, CA 92618-1197

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 3, 2017
Property Address3170 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000183777
Map ReferenceMAP342 PG60-66
Instrument DateSep 12, 2016
Instrument2017-0183777
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFNTG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3170 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000183778
DateMay 3, 2017
Instrument2017-0183778
Lender
NameCATHAY BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2020
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change10.3%
Index1-Year CMT
Max Rate10.3%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$529,324 (+2%) Land $185,264 Building $344,060
2025$9,196.00 (+4.88%)$518,945 (+4.04%) Land $181,631 Building $337,314
2023$8,768.00 (+0.74%)$498,794 Land $174,578 Building $324,216
2022$8,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 998 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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