31540 Pio Pico Rd, Temecula, CA 92592 Property Records

Riverside County property record for 31540 Pio Pico Rd, Temecula, CA 92592

Property Summary

Property Type	Home Plus Accessory Dwelling Unit
Details	4 bd · 4 ba · 4,070 sqft · built 1970
Lot Size	2.56 acres (111,949 sqft)
Owner	Individual Name on File
Last Sale	$1,193,000 (Dec 2018)
Tax Bill	$15,091 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`959-040-001`

Property Details

APN / Parcel Number

Primary APN	`959-040-001`
Alternative APN	`950060001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	4,070 sqft Living Area
Gross Area	4,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	111,949 sqft (2.56 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	959040001
Old Parcel Number	950060001
Street Address	31540 PIO PICO RD
City	TEMECULA
State	CA
Zip	92592-2749
Property Category	Residential
Property Type	Residential > Single Family > Home Plus Accessory Dwelling Unit
Legal Description	2.57 ACRES IN LOT 19 MB 059/053 TR 3752
Legal Tract	3752
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2027
Census Tract	43222

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 14, 2018	Grant Deed, Transfer · ARM PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Mar 18, 2004 · Amount on Record
Deed Document Number	2018-0486975
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749

Mortgage

Document Number	0000327739
Date	Oct 24, 2025
Instrument	2025-0327739

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749

Mortgage

Document Number	0000641944
Date	Oct 29, 2021
Instrument	2021-0641944

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225960
Date	Jun 4, 2018
Instrument	2018-0225960

Lender

Name	COMPASS BANK
Type	Bank
Address	TEMECULA, CA 92592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749

Mortgage

Document Number	0000587474
Date	Nov 23, 2020
Instrument	2020-0587474

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 14, 2018
Property Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749
Document Number	0000486975
Map Reference	MB 59 PG 53-55
Instrument Date	Oct 12, 2018
Instrument	2018-0486975
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31540 PIO PICO RD, TEMECULA, CA 92592-2749

Mortgage

Document Number	0000486976
Date	Dec 14, 2018
Instrument	2018-0486976

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,091.00 (+2.51%) Homeowner's exemption	$1,330,810 (+4.04%) Land $334,654 Building $996,156
2023	$14,722.00 (+2.12%) Homeowner's exemption	$1,279,135 Land $321,660 Building $957,475
2022	$14,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MJM Telecom Fixed Wireless	100 / 25

May also be available: AT&T, California Internet, T-Mobile USA.

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