31520 Egan Rd, Laguna Beach, CA 92651 Property Records

Orange County property record for 31520 Egan Rd, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1947
Lot Size	0.114 acres (4,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,670,000 (May 2018)
Tax Bill	$22,797 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-087-10`

Property Details

APN / Parcel Number

Primary APN	`056-087-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,972 sqft (0.114 acres)
Garage Area	190 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31520 EGAN RD
City	LAGUNA BEACH
State	CA
Zip	92651-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 849 BLK LOT 146 TR 849 LOT 146 POR OF LOT(AND POR OF LOTS 147 &
Legal Subdivision	TRACT NO 849
Legal Tract	849
Legal Lot Number	146
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42305

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 S PINE ST, GENEVA, IL 60134-1943
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit THE NORTHERN TRUST CO
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE NORTHERN TRUST CO
May 23, 2018	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Mar 22, 2007 · Amount on Record
Deed Document Number	2018188846
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31520 EGAN RD, LAGUNA BEACH, CA 92651-8256
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S PINE ST, GENEVA, IL 60134-1943

Mortgage

Document Number	0000004953
Date	Jan 8, 2026
Instrument	2026000004953

Lender

Name	THE NORTHERN TRUST CO
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31520 EGAN RD, LAGUNA BEACH, CA 92651-8256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BURGESS RD, GENEVA, IL 60134-1926

Mortgage

Document Number	0000011645
Date	Jan 7, 2021
Instrument	2021000011645

Lender

Name	THE NORTHERN TRUST CO
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 23, 2018
Property Address	31520 EGAN RD, LAGUNA BEACH, CA 92651-8256
Document Number	0000188846
Instrument Date	Apr 24, 2018
Instrument	188846
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 BURGESS RD GENEVA IL 601341926, GENEVA, IL 60134-1926

Mortgage

Document Number	188847
Date	May 23, 2018
Instrument	188847

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,062,745 (+3.49%) Land $1,845,091 Building $217,654
2025	$22,797.00 (+7.51%)	$1,993,275 (+9.14%) Land $1,808,913 Building $184,362
2023	$21,205.00 (+2.83%)	$1,826,388 Land $1,738,671 Building $87,717
2022	$20,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1980–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Egan Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures