St. Charles County property record for 3151 Wheeling Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,702 sqft · built 2014 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $213,520 (Nov 2014) |
| Tax Bill | $4,640 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T070500478 |
| Primary APN | T070500478 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Basement Area | 1,702 sqft |
| Finished Basement | 1,275 sqft |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T070500478 |
|---|---|
| Old Parcel Number | T070500478 |
| Street Address | 3151 WHEELING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTOWNE #2 AMEND LOT 13B |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | CHARLESTOWNE #2 |
| Legal Lot Number | 13B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 310201 |
Source: St. Charles County records · APN T070500478
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3151 WHEELING DR, SAINT CHARLES, MO 63301-2471 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage FIRST CMNTY CU |
| Apr 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOME LOAN EXPERT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2014 · Amount on Record |
| Deed Sale | Nov 05, 2014 · Amount on Record |
| Prior Sale | Aug 08, 2014 |
| Deed Document Number | 0062631923 |
| Deed Book / Page | 6263 / 1923 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3151 WHEELING DR, SAINT CHARLES, MO 63301-2471 |
| Document Number | 0000078539 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3151 WHEELING DR ST CHARLES MO 633012471, ST CHARLES, MO 63301-2471 |
| Document Number | 0000078539 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 78539 |
| Name | FIRST CMNTY CU |
|---|---|
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3151 WHEELING DR, SAINT CHARLES, MO 63301-2471 |
| Document Number | 0072751515 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | TITLE RESOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3151 WHEELING DR ST CHARLES MO 633012471, ST CHARLES, MO 63301-2471 |
| Document Number | 0072751515 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 007275/001515 |
| Instrument | 249930 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 21, 2040 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,640.00 | $71,131 (+4.44%) | $374,375 (+4.44%) Land $55,500 Building $318,875 |
| 2023 | $68,109 | ||
| 2022 | $358,469 Land $50,000 Building $308,469 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · other causes |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 467 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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