3135 Wheeling Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3135 Wheeling Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,574 sqft · built 2007
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,920 (Aug 2026)
Tax Bill	$775 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`T080500114`

Property Details

APN / Parcel Number

Primary APN	`T080500114`
Alternative APN	`5-116C-A474-00-009B.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	4,953 sqft
1st Floor Area	2,574 sqft
Basement Area	1,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T080500114
Street Address	3135 WHEELING DR
City	SAINT CHARLES
State	MO
Zip	63301-2471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE #2 AMEND BDRY ADJ LOT 9B
Legal Subdivision	CHARLESTOWNE #2 AMEND BDRY ADJ OF LOTS 9
Legal Lot Number	9B
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2025
Census Tract	310201

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3135 WHEELING DR, SAINT CHARLES, MO 63301-2471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS/COMPANY
Apr 7, 2022	Beneficiary Deed, Transfer
Feb 1, 2017	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	202641432
Prior Transfer Date	Apr 4, 2022
Prior Transfer Doc	0000020165
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 31, 2026
Property Address	3135 WHEELING DR, SAINT CHARLES, MO 63301-2471
Document Number	0000041432
Instrument Date	Aug 27, 2026
Instrument	202641432
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3135 WHEELING DR, SAINT CHARLES, MO 63301-2471

Mortgage

Document Number	0000041433,
Date	Aug 31, 2026
Instrument	202641433

Lender

Name	MORTGAGE SOLUTIONS/COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 7, 2022
Property Address	3135 WHEELING DR, SAINT CHARLES, MO 63301-2471
Document Number	0000020165
Instrument Date	Apr 4, 2022
Instrument	2022R-020165
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3135 WHEELING DR, 3135, SAINT CHARLES, MO 63301-2471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3135 WHEELING DR, SAINT CHARLES, MO 63301-2471

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2017
Property Address	3135 WHEELING DR, SAINT CHARLES, MO 63301-2471
Document Number	0066940736
Book / Page	006694 / 000736
Instrument Date	Jan 27, 2017
Instrument	70830
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3135 WHEELING DR ST CHARLES MO 633012471, ST CHARLES, MO 63301-2471

Mortgage

Document Number	66940738
Date	Feb 1, 2017
Book Page	006694/000738
Instrument	70840

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,069 (-)	$405,627 (-) Land $55,500 Building $350,127
2025	$775.00	$77,069 (+1.09%)	$405,627 (+1.09%) Land $55,500 Building $350,127
2023		$76,239
2022			$401,260 Land $50,000 Building $351,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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