3131 Wheeling Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3131 Wheeling Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,272 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (May 2020)
Tax Bill	$4,681 (2025)
Deeds & Mortgages	Jul 2021 Sale May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`T070500473`

Property Details

APN / Parcel Number

Primary APN	`T070500473`
Alternative APN	`5-116C-A006-00-008B.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,272 sqft Living Area
Gross Area	4,130 sqft
1st Floor Area	1,441 sqft
Basement Area	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070500473
Street Address	3131 WHEELING DR
City	SAINT CHARLES
State	MO
Zip	63301-2471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE #2 AMEND LOT 8B
Legal Subdivision	CHARLESTOWNE #2
Legal Lot Number	8B
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2025
Census Tract	310201

Owner

3131 Wheeling Dr is owned and occupied by two individuals who bought it in May 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3131 WHEELING DR, SAINT CHARLES, MO 63301-2471
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Beneficiary Deed, Transfer
May 26, 2020	Warranty Deed, Transfer IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Document Number	2020341760
Deed Book / Page	7303 / 1076
Prior Transfer Date	May 15, 2020
Prior Transfer Doc	0073031075
Record Updated	Sep 20, 2026

July 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 28, 2021
Property Address	3131 WHEELING DR, SAINT CHARLES, MO 63301-2471
Document Number	0000063305
Map Reference	MB 44 PG 131-133
Instrument Date	Jul 23, 2021
Instrument	2021R-063305
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3131 WHEELING DR, SAINT CHARLES, MO 63301-2471

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 26, 2020
Property Address	3131 WHEELING DR, SAINT CHARLES, MO 63301-2471
Document Number	0073031076
Book / Page	007303 / 001076
Instrument Date	May 15, 2020
Instrument	341760
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 MEADOWLARK LN ST CHARLES MO 633011249, ST CHARLES, MO 63301-1249

Mortgage

Document Number	73031078
Date	May 26, 2020
Book Page	007303/001078
Instrument	341770

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3131 Wheeling Dr was $4,681, up 0.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,758 (-)	$377,675 (-) Land $55,500 Building $322,175
2025	$4,681.00 (+0.43%)	$71,758	$377,675 Land $55,500 Building $322,175
2024	$4,661.00
2023		$69,509 (+23.47%)
2022	$3,920.00	$56,296	$365,834 (+23.47%) Land $50,000 Building $315,834
2021			$296,295 Land $45,000 Building $251,295

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3131 Wheeling Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3131 Wheeling Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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