3151 E Sterling St, Ontario, CA 91761 Property Records

San Bernardino County property record for 3151 E Sterling St, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,608 sqft · built 2019
Lot Size	0.093 acres (4,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$582,000 (Oct 2020)
Tax Bill	$10,700 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0218-483-28-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-483-28-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	1,249 sqft
2nd Floor Area	1,359 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,050 sqft (0.093 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3151 E STERLING ST
City	ONTARIO
State	CA
Zip	91761-3867
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18993 LOT 140 BOOK 343 PAGE 3 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18993
Legal Tract	18993
Legal Block	3
Legal Lot Number	140
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3027
Census Tract	1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3151 E STERLING ST, ONTARIO, CA 91761-3867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Dec 7, 2020	Loan Modification, Mortgage FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Oct 20, 2020	Loan Modification, Mortgage FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Oct 5, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 13, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Feb 12, 2020	Loan Modification, Mortgage FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	2020378186
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3151 E STERLING ST, ONTARIO, CA 91761-3867
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 EST STERLING STREET, ONTARIO, CA 91761

Mortgage

Document Number	0000431305
Date	Sep 22, 2021
Instrument	2021-0431305

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3151 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000502000
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 PARK CENTER DR #1000 COSTA MESA CA 926267228, 1000, COSTA MESA, CA 92626-7228

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3151 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000407238
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 PARK CENTER DR #1000 COSTA MESA CA 926267228, 1000, COSTA MESA, CA 92626-7228

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 5, 2020
Property Address	3151 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000378186
Map Reference	MB 343 PG 3-9
Instrument Date	Sep 11, 2020
Instrument	2020-0378186
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3151 E STERLING ST, ONTARIO, CA 91761-3867

Mortgage

Document Number	0000378187
Date	Oct 5, 2020
Instrument	2020-0378187

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 13, 2020
Property Address	3151 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000054094
Instrument Date	Feb 12, 2020
Instrument	54094
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount Recorded
Tax	$1,022.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 PARK CENTER DR #1000 COSTA MESA CA 926267228, 1000, COSTA MESA, CA 92626-7228

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3151 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000054096
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3151 E STERLING ST ONTARIO CA 917613867, ONTARIO, CA 91761-3867

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,577 (+2%) Land $226,337 Building $416,240
2025	$10,700.00 (+5.05%) Homeowner's exemption	$629,977 (+4.04%) Land $221,899 Building $408,078
2023	$10,186.00 (+0.9%) Homeowner's exemption	$605,513 Land $213,282 Building $392,231
2022	$10,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Inyo Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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