3140 E Sterling St, Ontario, CA 91761 Property Records

San Bernardino County property record for 3140 E Sterling St, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3.5 ba · 3,354 sqft · built 2017
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Trust Names on File
Last Sale	$669,000 (Nov 2020)
Tax Bill	$12,301 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Nov 2020 Sale & Mortgage + 9 more
Flood Zone	Zone X (moderate risk)
APN	`0218-483-20-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-483-20-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,354 sqft Living Area
Gross Area	3,945 sqft
1st Floor Area	1,633 sqft
2nd Floor Area	1,721 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Attached
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3140 E STERLING ST
City	ONTARIO
State	CA
Zip	91761-3867
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18993 LOT 132 BOOK 343 PAGE 3 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18993
Legal Tract	18993
Legal Block	3
Legal Lot Number	132
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3028
Census Tract	1906

Owner

3140 E Sterling St, a planned unit development, is held in a trust since March 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	9433 GARVEY AVE, SOUTH EL MONTE, CA 91733-1013
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Nov 5, 2020	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 16, 2018	Loan Modification, Mortgage FIRST AMERICAN TITLE
Feb 7, 2018	Loan Modification, Mortgage FIRST AMERICAN TITLE
Dec 19, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Nov 9, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD
Oct 17, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Jan 22, 2018	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Sep 22, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Aug 9, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Aug 10, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Jan 22, 2018 · Amount on File
Deed Document Number	2020438283
Last Transfer Date	Mar 12, 2025
Transfer Doc	0000053035
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019039
Date	Jan 16, 2020
Instrument	2020-0019039

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 5, 2020
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000438283
Map Reference	MB 343 PG 3-9
Instrument Date	Sep 22, 2020
Instrument	2020-0438283
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3140 E STERLING ST, ONTARIO, CA 91761-3867

Mortgage

Document Number	0000438284
Date	Nov 5, 2020
Instrument	2020-0438284

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000097248
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000057030
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000543675
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000485044
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000433804
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 22, 2018
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000022530
Map Reference	MB 343 PG 3-9
Instrument Date	Oct 9, 2017
Instrument	2018-0022530
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE CORONA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 E STERLING ST, ONTARIO, CA 91761-3867

Mortgage

Document Number	0000022531
Date	Jan 22, 2018
Instrument	2018-0022531

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000396811
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000326324
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 10, 2017
Property Address	3140 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000326320
Instrument Date	Aug 9, 2017
Instrument	326320
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 PARK CENTER DR #1000 COSTA MESA CA 926267228, 1000, COSTA MESA, CA 92626-7228

Tax Assessment & Valuation

The 2025 property tax bill for 3140 E Sterling St was $12,301.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$738,631 (+2%) Land $259,459 Building $479,172
2025	$12,301.00 Homeowner's exemption	$724,148 Land $254,372 Building $469,776
2023	$11,698.00 (+0.9%) Homeowner's exemption	$696,028 Land $244,494 Building $451,534
2022	$11,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3140 E Sterling St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 E Sterling St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Inyo Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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