3170 E Sterling St, Ontario, CA 91761 Property Records

San Bernardino County property record for 3170 E Sterling St, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 3,133 sqft · built 2017
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Mar 2020)
Tax Bill	$11,203 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2020 Mortgage + 12 more
Flood Zone	Zone X (minimal risk)
APN	`0218-483-17-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-483-17-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,133 sqft Living Area
Gross Area	3,767 sqft
1st Floor Area	1,521 sqft
2nd Floor Area	1,612 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3170 E STERLING ST
City	ONTARIO
State	CA
Zip	91761-3867
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18993 LOT 129 BOOK 343 PAGE 3 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18993
Legal Tract	18993
Legal Block	3
Legal Lot Number	129
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3028
Census Tract	1906

Owner

3170 E Sterling St, a planned unit development, is owned and occupied by an individual who bought it in March 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AAA CAPITAL INVESTMENT INC
Mar 11, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 20, 2019	Grant Deed, Transfer · Conventional Mortgage ACG FUNDING INC
Mar 16, 2018	Loan Modification, Mortgage FIRST AMERICAN TITLE
Feb 7, 2018	Loan Modification, Mortgage FIRST AMERICAN TITLE
Dec 19, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Nov 9, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD
Oct 17, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Sep 22, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Nov 8, 2017	Grant Deed, Transfer · ARM EAST WEST BANK
Aug 9, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Jul 20, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 18, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Prior Sale	Mar 20, 2019 · Amount on File
Deed Document Number	202086989
Prior Transfer Date	Mar 7, 2020
Prior Transfer Doc	0000086989
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232003
Date	Jul 13, 2020
Instrument	2020-0232003

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000283377
Date	Aug 13, 2020
Instrument	2020-0283377

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 11, 2020
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000086989
Instrument Date	Mar 7, 2020
Instrument	86989
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 E STERLING ST ONTARIO CA 917613867, ONTARIO, CA 91761-3867

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 20, 2019
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000085068
Map Reference	MB 343 PG 3-9
Instrument Date	Mar 15, 2019
Instrument	2019-0085068
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3170 E STERLING ST, ONTARIO, CA 91761-3867

Mortgage

Document Number	0000085069
Date	Mar 20, 2019
Instrument	2019-0085069

Lender

Name	ACG FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000097248
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000057030
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000543675
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000485044
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000433804
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000396811
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 8, 2017
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000472501
Map Reference	MB343 PG3-9
Instrument Date	Sep 20, 2017
Instrument	2017-0472501
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3170 E STERLING ST, ONTARIO, CA 91761-3867

Mortgage

Document Number	0000472502
Date	Nov 8, 2017
Instrument	2017-0472502

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000326324
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 20, 2017
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000294361
Instrument Date	Jul 18, 2017
Instrument	294361
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$915.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 PARK CENTER DR #10TH COSTA MESA CA 926267163, 10TH, COSTA MESA, CA 92626-7163

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3170 E STERLING ST, ONTARIO, CA 91761-3867
Document Number	0000294365
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 3170 E Sterling St was $11,203.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,800 (+2%) Land $223,629 Building $420,171
2025	$11,203.00	$631,176 Land $219,244 Building $411,932
2023	$10,684.00 (+0.85%)	$606,666 Land $210,730 Building $395,936
2022	$10,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3170 E Sterling St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3170 E Sterling St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Inyo Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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