3151 Cardinal Dr, Westminster, MD 21157 Property Records

Carroll County property record for 3151 Cardinal Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,958 sqft · built 1978
Lot Size	3.19 acres (138,956 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2009)
Tax Bill	$5,412 (2026)
Flood Zone	Zone X (minimal risk)
APN	`09-018646`

Property Details

APN / Parcel Number

Primary APN	`09-018646`
Alternative APNs	`9018646` `018646`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,958 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	138,956 sqft (3.19 acres)
Porch	Porch
Porch Area	288 sqft
Deck Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018646
Street Address	3151 CARDINAL DR
City	WESTMINSTER
State	MD
Zip	21157-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 58 - 3.19 ACS CARDINAL DR 17-40 PLT C GLENVUE ACRES SEC III
Legal Subdivision	GLENVUE ACRES SEC 03
Legal Lot Number	58
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1005
Census Tract	509001

Owner

3151 Cardinal Dr is owned and occupied by an individual who bought it in June 2009.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3151 CARDINAL DR, WESTMINSTER, MD 21157-7703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2009 · Amount on File
Deed Sale	Jun 12, 2009 · Amount on File
Prior Sale	Dec 4, 1984 · Amount on File
Deed Document Number	200982945
Deed Book / Page	5846 / 82
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3151 Cardinal Dr was $5,412, up 7.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,412.00 (+7.21%)	$477,933	$510,400 Land $200,900 Building $309,500
2025	$5,048.00
2023	$4,487.00	$397,100	$413,000 Land $200,900 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3151 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3151 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20