3149 Cardinal Dr, Westminster, MD 21157 Property Records

Carroll County property record for 3149 Cardinal Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,400 sqft · built 1978
Lot Size	3.22 acres (140,263 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Mar 1993)
Tax Bill	$4,228 (2026)
Flood Zone	Zone X (minimal risk)
APN	`09-017712`

Property Details

APN / Parcel Number

Primary APN	`09-017712`
Alternative APNs	`9017712` `017712`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	140,263 sqft (3.22 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	017712
Street Address	3149 CARDINAL DR
City	WESTMINSTER
State	MD
Zip	21157-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT. 50 3.2243 AC CARDINAL DR. PLT. 16-82 GLENVUE AC PL A SC 3
Legal Lot Number	50
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1005
Census Tract	509001

Owner

3149 Cardinal Dr is owned and occupied by two individuals who bought it in March 1993.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3149 CARDINAL DR, WESTMINSTER, MD 21157-7703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 1993 · Amount on File
Deed Sale	Mar 24, 1993 · Amount on File
Deed Book / Page	1440 / 317
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3149 Cardinal Dr was $4,228 with a homeowner's exemption, up 5.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,228.00 (+5.1%) Homeowner's exemption	$384,400	$408,400 Land $201,100 Building $207,300
2025	$4,023.00 Homeowner's exemption
2023	$3,630.00 Homeowner's exemption	$321,300	$336,400 Land $201,100 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3149 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3149 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20