Carroll County property record for 3157 Cardinal Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,225 sqft · built 1987 |
| Lot Size | 3.18 acres (138,521 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jan 1991) |
| Tax Bill | $4,698 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-018670 |
| Primary APN | 09-018670 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,225 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Utility Area | 520 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 138,521 sqft (3.18 acres) |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 580 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 018670 |
|---|---|
| Street Address | 3157 CARDINAL DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT 61 - 3.1865 ACS 3157 CARDINAL DR 17-40 GLENVUE AC PLT C SEC 3 |
| Legal Lot Number | 61 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 509001 |
3157 Cardinal Dr is owned and occupied by two individuals who bought it in January 1991.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3157 CARDINAL DR, WESTMINSTER, MD 21157-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 1991 · Amount on File |
| Deed Sale | Jan 16, 1991 · Amount on File |
| Prior Sale | May 14, 1987 · Amount on File |
| Deed Book / Page | 1252 / 61 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3157 Cardinal Dr was $4,698 with a homeowner's exemption, up 5.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,698.00 (+5.27%) Homeowner's exemption | $440,667 | $474,500 Land $200,900 Building $273,600 |
| 2025 | $4,463.00 Homeowner's exemption | ||
| 2023 | $4,035.00 Homeowner's exemption | $357,133 | $373,000 Land $200,900 Building $172,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3157 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3157 Cardinal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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