315 Williams St, Washington, MO 63090 Property Records

Franklin County property record for 315 Williams St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 740 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$109,800 (Mar 2018)
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-2-003-190.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-2-003-190.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	740 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	506 sqft

Location & Zoning

Street Address	315 WILLIAMS ST
City	WASHINGTON
State	MO
Zip	63090-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:15 BLK 2 MCLEANS ADDN 3
Legal Range	1W
Legal Township	44N
Legal Section	22
Legal Subdivision	MCLEANS
Legal Block	2
Legal Lot Number	15
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2002
Census Tract	800302

Owner

Source: Franklin County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 WILLIAMS ST, WASHINGTON, MO 63090-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · VA Mortgage AMCAP MORTGAGE LTD
Mar 1, 2018	Warranty Deed, Transfer CORNERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	20182583
Prior Transfer Date	May 9, 2007
Prior Transfer Doc	0000010756
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 12, 2023
Property Address	315 WILLIAMS ST, WASHINGTON, MO 63090-1916
Document Number	0002312154
Map Reference	PB B PG 91
Instrument Date	Oct 10, 2023
Instrument	2312154
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 WILLIAMS ST, WASHINGTON, MO 63090-1916

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	315 WILLIAMS ST, WASHINGTON, MO 63090-1916

Mortgage

Document Number	0002312155
Date	Oct 12, 2023
Instrument	2312155

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 1, 2018
Property Address	315 WILLIAMS ST, WASHINGTON, MO 63090-1916
Document Number	0000002583
Instrument Date	Feb 28, 2018
Instrument	2583
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 WILLIAMS ST WASHINGTON MO 630901916, WASHINGTON, MO 63090-1916

Mortgage

Document Number	2584
Date	Mar 1, 2018
Instrument	2584

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (+6.94%)	$21,291 (+8.89%)	$112,060 (+8.89%) Land $17,500 Building $94,560
2023	$1,110.00 (+11.45%)	$19,553	$102,910 Land $17,500 Building $85,410
2022	$996.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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