312 Williams St, Washington, MO 63090 Property Records

Franklin County property record for 312 Williams St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,300 sqft · built 1941
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$261,181 (Apr 2025)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-2-099-182.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-2-099-182.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	312 WILLIAMS ST
City	WASHINGTON
State	MO
Zip	63090-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW E WILLIAMS ST
Legal Range	1W
Legal Township	44N
Legal Section	22
Legal Subdivision	WILLIAM SREET
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2001
Census Tract	800302

Owner

Source: Franklin County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 WILLIAMS ST, WASHINGTON, MO 63090-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Apr 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Apr 1, 2025	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC
Jan 7, 2020	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	20252503584
Prior Transfer Date	Nov 30, 2006
Prior Transfer Doc	0000027511
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	312 WILLIAMS ST, WASHINGTON, MO 63090-1917
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002503586
Date	Apr 1, 2025
Instrument	2503586

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2035

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	312 WILLIAMS ST, WASHINGTON, MO 63090-1917
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002503586
Date	Apr 1, 2025
Instrument	2503586

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2035

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 1, 2025
Property Address	312 WILLIAMS ST, WASHINGTON, MO 63090-1917
Document Number	0002503584
Instrument Date	Mar 31, 2025
Instrument	2503584
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WILLIAMS ST, WASHINGTON, MO 63090-1917

Mortgage

Document Number	0002503585
Date	Apr 1, 2025
Instrument	2503585

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 7, 2020
Property Address	312 WILLIAMS ST, WASHINGTON, MO 63090-1917
Document Number	0000000268
Instrument Date	Jan 3, 2020
Instrument	268
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	268 HUNTERS RIDGE DR LABADIE MO 630551523, LABADIE, MO 63055-1523

Mortgage

Document Number	269
Date	Jan 7, 2020
Instrument	269

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00 (+6.69%)	$20,613 (+8.65%)	$108,490 (+8.65%) Land $17,500 Building $90,990
2023	$1,077.00 (+14.57%)	$18,972	$99,850 Land $17,500 Building $82,350
2022	$940.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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