Cherokee County property record for 315 W Ridge Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,126 sqft · built 2003 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Apr 2020) |
| Tax Bill | $1,836 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458215620716000 |
| Primary APN | 458215620716000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,126 sqft Heated Area |
| Upper Floors Area | 200 sqft |
| Basement Area | 1,710 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,464 sqft (2.49 acres) |
| Lot Dimensions | 409 ft deep x 262 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 165 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 51763 |
|---|---|
| Street Address | 315 W RIDGE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O TR 23 TARHEEL WEST P/O 1016/485 A/71H |
| Legal Tract | 23 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 315 W RIDGE DR, MURPHY, NC 28906-8639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2020 · Amount on Record |
| Deed Sale | Apr 3, 2020 · Amount on Record |
| Deed Document Number | 1731 |
| Deed Book / Page | 1640 / 592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 3, 2020 |
| Property Address | 315 W RIDGE DR, MURPHY, NC 28906-8639 |
| Document Number | 001640/592 |
| Book / Page | 1640 / 592 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 1731 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 W RIDGE DR, 315, MURPHY, NC 28906-8639 |
| Name | Verified Name |
|---|---|
| Address | 315 W RIDGE DR, MURPHY, NC 28906-8639 |
| Document Number | 0001640595 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 1640/595 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,836.00 | $247,010 (-) | $247,010 (-) Land $24,900 Building $222,110 |
| 2023 | $247,010 | $247,010 Land $24,900 Building $222,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Peachtree Broadband Fiber.
5G and 4G LTE (outdoors only)
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