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277 W Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 277 W Ridge Dr, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage1,716 sqft Heated Area
Lot Size104,980 sqft (2.41 acres)
OccupancyOwner Occupied
Last Sale$214,000 (2015)
Tax Bill$1,773.00 (2025)

Property Details

APN / Parcel Number

Primary APN458219528336000
Alternative APN
  • 51218

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,716 sqft Heated Area
Basement Area936 sqft Basement
Finished Basement936 sqft Finished
Stories2 Stories
Primary FlooringWood Flooring
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood Shingle Exterior
Roof ConstructionGambrel Roof Construction
Roof MaterialAsphalt Roof
Lot Area104,980 sqft (2.41 acres)
Depth X Width300 ft x 30 ft Depth x Width

Exterior Amenities

Shed1 Shed
Deck Area466 sqft Deck
PorchOpen Porch
Porch Area312 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number51218
Street Address277 W RIDGE DR
CityMURPHY
StateNC
Zip28906-8642
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 21-3-2 TARHEEL WEST PH 1 1518/707 A/71H
Legal Phase1
Legal Tract21
Legal Lot Number21-3-2
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup3
Census Block3002
Census Tract930502

Owner

Source: Cherokee County records · APN 458219528336000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address277 W RIDGE DR, MURPHY, NC 28906-8642
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
Feb 15, 2023Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
May 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU
Dec 27, 2019Quit Claim Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2015 · Amount on Record
Deed SaleAug 26, 2015 · Amount on Record
Prior SaleAug 26, 2015 · Amount on Record
Deed Doc Number01518/0707
Deed Book / Page01518 / 0707
Last Transfer DateDec 27, 2019
Transfer Doc01632/0756
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address277 W RIDGE DR, MURPHY, NC 28906-8642
Transaction TypeMortgage
Record UpdatedFeb 26, 2024
Title CompanyLENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001750/627
DateJan 31, 2024
Book Page1750/627
Instrument441
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressPO BOX 25279, RALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address277 W RIDGE DR, MURPHY, NC 28906-8642
Transaction TypeMortgage
Record UpdatedMar 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001729/611
DateFeb 15, 2023
Book Page1729/611
Instrument653
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address277 W RIDGE DR, MURPHY, NC 28906-8642
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001711/346
DateMay 09, 2022
Book Page1711/346
Instrument3001
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE NC
Recording DateDec 27, 2019
Property Address277 W RIDGE DR, MURPHY, NC 28906-8642
Document Number01632/0756
Book / Page01632 / 0756
Map ReferenceCAB A SL 71
Instrument DateDec 09, 2019
Instrument06506
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 W RIDGE DR, MURPHY, NC 28906-8642

Mortgage

Document Number016320759
DateDec 27, 2019
Instrument01632/0759
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term313 Months
DueJan 01, 2046
Interest
Rate TypeAdjustable Rate
Rate3.37%
Change FrequencyAnnually
Min Rate At Change3.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,773.00$238,100 (-)$238,100 (-) Land $24,100 Building $214,000
2023$238,100$238,100 Land $24,100 Building $214,000

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