Cherokee County property record for 275 W Ridge Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,946 sqft · built 1999 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (May 2020) |
| Tax Bill | $2,325 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458215621511000 |
| Primary APN | 458215621511000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,946 sqft Heated Area |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 94,525 sqft (2.17 acres) |
| Lot Dimensions | 345 ft deep x 72 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,065 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 45 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 51977 |
|---|---|
| Street Address | 275 W RIDGE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 21-3-1 TARHEEL WEST PH 1 852/233 934/87 A/71H |
| Legal Phase | 1 |
| Legal Tract | 21 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 275 W RIDGE DR, MURPHY, NC 28906-8642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 2588 |
| Deed Book / Page | 1644 / 976 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 27, 2020 |
| Property Address | 275 W RIDGE DR, MURPHY, NC 28906-8642 |
| Document Number | 1644/976 |
| Book / Page | 1644 / 976 |
| Map Reference | CAB A SL 71 |
| Instrument Date | May 7, 2020 |
| Instrument | 2588 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 275 W RIDGE DR, 275, MURPHY, NC 28906-8642 |
| Name | Verified Name |
|---|---|
| Address | 275 W RIDGE DR, MURPHY, NC 28906-8642 |
| Document Number | 1644979 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 1644/979 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,325.00 | $315,960 (+10.54%) | $315,960 (+10.54%) Land $21,700 Building $294,260 |
| 2023 | $285,840 | $285,840 Land $21,700 Building $264,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Peachtree Broadband Fiber.
5G and 4G LTE (outdoors only)
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