302 Spruce St, Bennett, CO 80102 Property Records

Adams County property record for 302 Spruce St, Bennett, CO 80102 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 2020
Lot Size	0.16 acres (6,977 sqft)
Owner	Individual Name on File
Last Sale	$393,900 (Mar 2021)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1815-34-2-04-001`

Property Details

APN / Parcel Number

Primary APN	`1815-34-2-04-001`
Alternative APNs	`0181534204001` `R0192791`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	1,490 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,977 sqft (0.16 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0192791
Street Address	302 SPRUCE ST
City	BENNETT
State	CO
Zip	80102-8686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNETT CROSSING FLG NO 2 BLK 9 LOT 1
Legal Range	63W
Legal Township	03S
Legal Section	34
Legal Quarter	2
Legal Subdivision	BENNETT CROSSING
Legal Block	9
Legal Lot Number	1
Jurisdiction	ADAMS CO
Township / Civil Division	EAST ADAMS
Census Block Group	2
Census Block	2050
Census Tract	8401

Owner

Source: Adams County records · APN 1815-34-2-04-001

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 SPRUCE ST, BENNETT, CO 80102-8686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	202130923
Record Updated	Jun 08, 2026

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 16, 2021
Property Address	302 SPRUCE ST, BENNETT, CO 80102-8686
Document Number	0000030923
Instrument Date	Feb 26, 2021
Instrument	2021000030923
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 SPRUCE ST, BENNETT, CO 80102-8686
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030924
Date	Mar 16, 2021
Instrument	2021000030924

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Bennett Town
Unified School District	Bennett School District 29-J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00 (-21.88%)	$30,800 (-7.26%) Land $6,320 Building $24,480	$453,000 (-7.74%) Land $93,000 Building $360,000
2024	$4,744.00 (-3.71%)
2023	$4,927.00 (+10.55%)	$33,210 (+11.59%) Land $5,410 Building $27,800	$491,000 (+14.67%) Land $80,000 Building $411,000
2022	$4,457.00	$29,760 Land $8,340 Building $21,420	$428,179 Land $120,000 Building $308,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080010084012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 34% of Colorado
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.