Kane County property record for 315 Monument Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,106 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $417,500 (Jul 2006) |
| Tax Bill | $12,459 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-286-010 |
| Primary APN | 05-24-286-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| Basement Area | 1,562 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 315 MONUMENT RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 3 LT 222 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 222 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 MONUMENT RD, ELGIN, IL 60124-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2006 · Amount on Record |
| Deed Sale | Jul 17, 2006 · Amount on Record |
| Deed Document Number | 200675905 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,459.00 (+7.93%) Homeowner's exemption | $164,909 (+4.23%) Land $29,791 Building $135,118 | $494,925 (+4.23%) Land $89,409 Building $405,516 |
| 2024 | $158,214 (+27.73%) Land $27,638 Building $130,576 | $474,832 (+27.78%) Land $82,947 Building $391,885 | |
| 2022 | $11,544.00 (+4%) Homeowner's exemption | $123,863 (+7.76%) Land $21,357 Building $102,506 | $371,589 (+7.76%) Land $64,071 Building $307,518 |
| 2021 | $11,100.00 Homeowner's exemption | $114,947 Land $20,633 Building $94,314 | $344,841 Land $61,899 Building $282,942 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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