319 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 319 Monument Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,106 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Apr 2021)
Tax Bill	$13,897 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-24-286-008`

Property Details

APN / Parcel Number

Primary APN	`05-24-286-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,106 sqft Living Area
Basement Area	1,562 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	319 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 3 LT 220
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	220
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1000
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 MONUMENT RD, ELGIN, IL 60124-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	202126563
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 6, 2021
Property Address	319 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000026563
Map Reference	DOC 2005K097818
Instrument Date	Mar 23, 2021
Instrument	2021K026563
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	AMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NATL TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 MONUMENT RD, 319, ELGIN, IL 60124-3818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 MONUMENT RD, ELGIN, IL 60124-3818

Mortgage

Document Number	0000026564
Date	Apr 6, 2021
Instrument	2021K026564

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,897.00 (-0.97%) Homeowner's exemption	$183,024 (+4.16%) Land $29,791 Building $153,233	$549,292 (+4.16%) Land $89,409 Building $459,883
2024		$175,720 (+17.71%) Land $27,638 Building $148,082	$527,371 (+17.76%) Land $82,947 Building $444,424
2022	$14,033.00 (+4.09%) Homeowner's exemption	$149,277 (+7.91%) Land $21,357 Building $127,920	$447,831 (+7.91%) Land $64,071 Building $383,760
2021	$13,482.00 Homeowner's exemption	$138,330 Land $20,633 Building $117,697	$414,990 Land $61,899 Building $353,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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