310 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 310 Monument Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,294 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$370,500 (Jul 2019)
Tax Bill	$12,983 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-284-008`

Property Details

APN / Parcel Number

Primary APN	`05-24-284-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,294 sqft Living Area
Basement Area	983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	310 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 3 LT 237
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	237
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1003
Census Tract	850711

Owner

310 Monument Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 MONUMENT RD, ELGIN, IL 60124-3818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Prior Sale	Dec 9, 2015 · Amount on File
Deed Document Number	201932602
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	310 MONUMENT RD, ELGIN, IL 60124-3818
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 MONUMENT RD, ELGIN, IL 60124-3818

Mortgage

Document Number	0000040637
Date	Aug 10, 2022
Instrument	2022K040637

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 2, 2027

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	310 MONUMENT RD, ELGIN, IL 60124-3818
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TILTE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057559
Date	Oct 1, 2020
Instrument	2020K057559

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2019
Property Address	310 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000032602
Map Reference	DOC 2005K097818
Instrument Date	Jun 26, 2019
Instrument	2019K032602
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	LANDTRUST NATIONAL TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	310 MONUMENT RD, ELGIN, IL 60124-3818

Mortgage

Document Number	0000032603
Date	Jul 25, 2019
Instrument	2019K032603

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 310 Monument Rd was $12,983 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,983.00 Homeowner's exemption	$171,513 (+4.2%) Land $29,791 Building $141,722	$514,745 (+4.2%) Land $89,409 Building $425,336
2024		$164,596 Land $27,638 Building $136,958	$493,986 Land $82,947 Building $411,038
2022	$11,266.00 (+3.99%) Homeowner's exemption	$121,030 (+7.73%) Land $21,357 Building $99,673	$363,090 (+7.73%) Land $64,071 Building $299,019
2021	$10,834.00 Homeowner's exemption	$112,341 Land $20,633 Building $91,708	$337,023 Land $61,899 Building $275,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 310 Monument Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 310 Monument Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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