Stanislaus County property record for 315 M St, Patterson, CA 95363
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,290 sqft · built 1945 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (May 2026) |
| Tax Bill | $3,947 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone AH (high risk) |
| APN | 047-022-016-000 |
| Primary APN | 047-022-016-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Width | 48 ft Width |
| Parking Spaces | 1 Parking Space |
| Patio Area | 216 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 315 M ST |
|---|---|
| City | PATTERSON |
| State | CA |
| Zip | 95363-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHMEAD LOT 15 |
| Legal Subdivision | NORTHMEAD |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | PATTERSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3204 |
Source: Stanislaus County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 28, 2026 | Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| May 28, 2026 | Grant Deed, Transfer · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Jul 20, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Jun 13, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 28, 2017 | Affidavit of Death, Transfer · Line of Credit BANK OF THE WEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Nov 1, 2024 · Amount on Record |
| Deed Document Number | 202629742 |
| Prior Transfer Date | Jul 12, 2023 |
| Prior Transfer Doc | 0000032983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | May 28, 2026 |
| Property Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Number | 0000029743 |
| Instrument Date | May 26, 2026 |
| Instrument | 202629743 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | May 28, 2026 |
| Property Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Number | 0000029742 |
| Instrument Date | May 11, 2026 |
| Instrument | 202629742 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,107.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Number | 0000029744, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202629744 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000029745, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202629745 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 21, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 20, 2023 |
| Property Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Number | 0000032983 |
| Map Reference | VOL 9 PG 23 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023-0032983 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 13, 2023 |
| Property Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Number | 0000026011 |
| Map Reference | VOL 9 PG 23 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023-0026011 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Number | 0000026012 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023-0026012 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Mar 28, 2017 |
| Property Address | 315 M ST, PATTERSON, CA 95363-2123 |
| Document Number | 0000021582 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 21582 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 M ST PATTERSON CA 953632123, PATTERSON, CA 95363-2123 |
| Document Number | 21583 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 21583 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | PATTERSON, CA 95363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Stanislaus County assessment roll, as of October 8, 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Patterson City |
| Unified School District | Patterson Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,947.00 (+621.57%) | $341,000 (+565.7%) Land $220,000 Building $121,000 |
| 2023 | $547.00 (+5.6%) Homeowner's exemption | $51,224 Land $11,854 Building $39,370 |
| 2022 | $518.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 100.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jan 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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