Catoosa County property record for 315 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,340 sqft · built 2012 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (May 2026) |
| Tax Bill | $3,224 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N036000 |
| Primary APN | 0038N036000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,340 sqft Heated Area |
| 1st Floor Area | 1,505 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 369 sqft |
| Porch | Slab |
| Porch Area | 515 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19289 |
|---|---|
| Street Address | 315 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 36 WHITEOAK PLANTATION PHASE 3 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30201 |
315 Live Oak Rd is owned and occupied by two individuals who bought it in May 2026.
Source: Catoosa County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 BLACKSMITH LN NW, CARTERSVILLE, GA 30120-4386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Warranty Deed, Transfer |
| May 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY |
| May 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on File |
| Deed Sale | May 26, 2026 · Amount on File |
| Prior Sale | Apr 19, 2021 · Amount on File |
| Deed Document Number | 20263522 |
| Deed Book / Page | 2449 / 195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 26, 2026 |
| Property Address | 315 LIVE OAK RD, RINGGOLD, GA 30736-3077 |
| Document Number | 0000003522 |
| Book / Page | 2449 / 195 |
| Instrument Date | May 21, 2026 |
| Instrument | 20263522 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 BLACKSMITH LN NW, CARTERSVILLE, GA 30120-4386 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 315 LIVE OAK RD, RINGGOLD, GA 30736-3077 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 315 LIVE OAK RD, RINGGOLD, GA 30736-3077 |
| Document Number | 0023850000000487 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 0000002385/0000000487 |
| Instrument | D2025003223 |
| Name | SPRING EQUITY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 315 LIVE OAK RD, RINGGOLD, GA 30736-3077 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 315 LIVE OAK RD, RINGGOLD, GA 30736-3077 |
| Document Number | 0022220000000816 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 0000002222/0000000816 |
| Instrument | 004423 |
| Name | RENASANT BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 19, 2021 |
| Property Address | 315 LIVE OAK RD, RINGGOLD, GA 30736-3077 |
| Document Number | 0021310209 |
| Book / Page | 2131 / 209 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021-000812 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 LIVE OAK RD, RINGGOLD, GA 30736-3077 |
| Document Number | 0021310000000211 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 0000002131/0000000211 |
| Instrument | 003818 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 315 LIVE OAK RD, RINGGOLD, GA 30736-3077 |
| Document Number | 0020740590 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 LIVE OAK RD RINGGOLD GA 307363077, RINGGOLD, GA 30736-3077 |
| Document Number | 0020740590 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 002074/000590 |
| Instrument | 6799 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 23, 2035 |
The 2025 property tax bill for 315 Live Oak Rd was $3,224 with a homeowner's exemption.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 Homeowner's exemption | $183,588 Land $20,000 Building $163,588 | $458,969 Land $50,000 Building $408,969 |
| 2023 | $3,050.00 (+16.72%) Homeowner's exemption | $138,246 Land $20,000 Building $118,246 | $345,614 Land $50,000 Building $295,614 |
| 2022 | $2,613.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Live Oak Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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