286 Live Oak Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 286 Live Oak Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,743 sqft · built 2013
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Owner Names on Record
Last Sale	$249,000 (Oct 2013)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0038N087000`

Property Details

APN / Parcel Number

Primary APN	`0038N087000`
Alternative APNs	`0038N087` `19340`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,743 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Split Foyer
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	215 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19340
Old Parcel Number	0038N087000
Street Address	286 LIVE OAK RD
City	RINGGOLD
State	GA
Zip	30736-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 87 WHITEOAK PLANTATION PHASE 3
Legal Subdivision	WHITE OAK PLANTATION
Legal Phase	3
Legal Block	PH 3
Legal Lot Number	87
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2004
Census Tract	30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	286 OAK CIRCLE DR # LIVE, LIVE, RINGGOLD, GA 30736-8032
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2013 · Amount on Record
Deed Sale	Oct 11, 2013 · Amount on Record
Prior Sale	Feb 20, 2013 · Amount on Record
Deed Document Number	0001701819
Deed Book / Page	1701 / 819
Last Transfer Date	Oct 16, 2013
Transfer Doc	0017010819
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	286 LIVE OAK RD, RINGGOLD, GA 30736-3074
Document Number	0021280194
Instrument Date	Mar 24, 2021
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 LIVE OAK RD RINGGOLD GA 307363074, RINGGOLD, GA 30736-3074

Mortgage

Document Number	0021280194
Date	Apr 7, 2021
Book Page	002128/000194

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 6, 2046

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00 (+12.82%)	$174,719 (+33.02%) Land $20,000 Building $154,719	$436,798 (+33.02%) Land $50,000 Building $386,798
2023	$2,940.00 (+21.64%)	$131,351 Land $20,000 Building $111,351	$328,378 Land $50,000 Building $278,378
2022	$2,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20