Catoosa County property record for 274 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,562 sqft · built 2014 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Jun 2014) |
| Tax Bill | $2,732 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N086000 |
| Primary APN | 0038N086000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,562 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Slab |
| Porch Area | 196 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19339 |
|---|---|
| Street Address | 274 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 86 WHITEOAK PLANTATION PHASE 3 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 3 |
| Legal Lot Number | 86 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30201 |
274 Live Oak Rd is owned and occupied by two individuals who bought it in June 2014.
Source: Catoosa County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 LIVE OAK RD, RINGGOLD, GA 30736-3074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION |
| May 20, 2026 | Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2014 · Amount on File |
| Deed Sale | Jun 20, 2014 · Amount on File |
| Prior Sale | Nov 29, 2013 · Amount on File |
| Deed Document Number | 20141121 |
| Deed Book / Page | 1731 / 617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jun 22, 2026 |
| Property Address | 274 LIVE OAK RD, RINGGOLD, GA 30736-3074 |
| Document Number | 2454000427 |
| Book / Page | 2454 / 427 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 274 LIVE OAK RD, RINGGOLD, GA 30736-3074 |
| Document Number | 2454000430, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 2454/430 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 20, 2026 |
| Property Address | 274 LIVE OAK RD, RINGGOLD, GA 30736-3074 |
| Document Number | 0024480000000575 |
| Book / Page | 2448 / 575 |
| Instrument Date | May 1, 2026 |
| Instrument | 20263441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 274 LIVE OAK RD, RINGGOLD, GA 30736-3074 |
| Document Number | 0000003441, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 2448/575 |
| Instrument | 20263441 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Due | May 1, 2026 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 274 Live Oak Rd was $2,732 with a homeowner's exemption.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,732.00 Homeowner's exemption | $151,591 Land $20,000 Building $131,591 | $378,977 Land $50,000 Building $328,977 |
| 2023 | $2,493.00 (+15.42%) Homeowner's exemption | $113,377 Land $20,000 Building $93,377 | $283,442 Land $50,000 Building $233,442 |
| 2022 | $2,160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 274 Live Oak Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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